Credit cards can be used for house transfer and tax payment, but only two credit cards can be used, and the credit cards used cannot be counted into points, and there are no handling fees. You can pay the house transfer tax with a credit card. The local tax bureau can use a credit card to pay property transaction tax on the spot. All fees incurred by the real estate transaction center can be paid by credit card. However, there are no points or handling fees for paying transfer taxes with a credit card.
How much does it cost to transfer a property? 1. Business tax. After the business tax to value-added tax in 2016, it is called value-added tax. It depends on the number of years the property certificate has been issued to determine whether it can be exempted. According to regulations, if an individual transfers a house and has signed a transfer contract before April 30, 2016, and handles property rights changes after May 1, 2016, value-added tax shall be paid, but no business tax shall be paid. Among them, if an individual sells a house purchased for more than 2 years (including 2 years), the value-added tax will be exempted. If an individual sells a house purchased less than 2 years ago, the full value-added tax shall be paid at a levy rate of 5%. 2. Deed tax. Regarding the current policy: 1% for residential buildings with less than 90 square meters; 1.5% for residential buildings with 90-144 square meters; and 3% for the rest, whether residential or non-residential. 3. Personal income tax. If the real estate certificate is sold within 5 years after the issuance of the real estate certificate, income tax is levied at 1% of the sales price (in some places, income tax is levied at 20% of the difference between the sales price and the original sales price, and there is also a choice of 1 from the above two situations); after 5 years from the issuance of the real estate certificate Sales, if it can be proven that the seller is selling a house for family living, can be exempted from income tax! 4. Stamp duty. General residences below 90 square meters are exempt; others are levied at 0.05% of the sales price! 5. Assessment fee. In fact, if you don’t need a mortgage when transferring the property, you probably won’t need an appraisal. The evaluation fee is generally less than 5‰. The specific rates vary from place to place! There are three situations: if there is no mortgage, there may not be an appraisal, so there is no need for an appraisal fee; if there is a mortgage, the appraisal fee may be included in the intermediary fee; it may also be the core of the real estate transaction when the transaction is transferred. Collect directly from the applicant.
What is the transfer process for donated real estate? 1. The house donor and the donee enter into a written contract for house donation, that is, a gift letter. ——Real estate donation contract template. According to regulations, house gifts must be in writing. 2. Both parties to the house donation shall pay relevant taxes and fees in accordance with regulations based on the house ownership certificate, donation contract and other materials. 3. Obtain notarization. According to the relevant regulations of the state and this city, house donation must go through notarization procedures. 4. Go through the registration procedures for house ownership transfer. The parties to the house donation apply for transfer registration at the real estate trading center where the house is located, and submit the following materials: transfer application, identity document, real estate certificate, donation letter and notarization, and receipts for relevant taxes. 5. The donor delivers the house to the recipient. The delivery here is subject to the registration of house property rights transfer.