Although the situation of zero card rarely happens, once it happens, it will have a great impact on cardholders. Cardholders with zero credit amount can't spend by credit card, but they need to deposit money into the credit card before spending, so as to achieve the main purpose of applying for a credit card. So how to restore the zero credit card limit?

How to restore zero credit card limit?

(1) If the credit card is stolen, the cardholder should explain the situation to the bank to ensure that there will be no problems when applying for restoring the credit line again.

(2) If the applicant's personal credit is bad, he can't apply for a limited credit card. Applicants need to deposit their money in a credit card while upgrading their personal credit rating, and then spend it with the card.

(3) If the credit card user violates the regulations and reduces the credit card limit to zero, the cardholder should immediately stop this behavior and need to negotiate with the bank to restore the limit.

(4) If it is a write-down caused by overdue credit card debt, the cardholder should pay off the debt in time, and then continue to use the credit card for a certain period of time to make repayment on time.

Generally speaking, stolen credit cards, illegal credit card swiping, overdue repayment and poor personal credit information will all lead to zero credit card limit, and credit card holders need to make adjustments according to different situations. If it is put on hold because of unaccustomed use or other reasons, the cardholder should always use the credit card if he wants to restore the credit limit.