2. Each person can enjoy at most two insurances, and each insurance is limited to one. Duplicate selection is invalid.

3. If you don't choose or fill in the form incorrectly, you will be deemed to choose critical illness insurance. Customers who open a new card need to spend for the first time (calculate the points transaction) within three months after issuing the card to get the gift of the selected insurance. The effective date of insurance is the day after the first credit card consumption (calculated by point transaction), and it is valid for one year during the customer's card holding period.

4. Guidelines for upgrading Puka to Gold Card Insurance: After customers who are enjoying Puka insurance are upgraded to gold cards, the original Puka insurance amount and insurance details will take effect after the original Puka insurance expires and meets the renewal conditions.

Please refer to our website for detailed insurance rules and insurance renewal.

6. Within the scope permitted by law, Guangfa Bank can adjust this product and detailed rules of activities according to the provisions of national laws and regulations and the actual situation. The insurance underwriting company has the final right to interpret the relevant insurance.

7. The effective date of triple points discount for new customers is the date when the card is activated. Existing genuine credit card customers can apply for triple points merchant type through the bank website or hotline 95508, which will take effect on the third working day after successful application.

8. If both the True Love Single Currency Card and the True Love Double Currency Card have successfully applied for the merchant type with triple points, only the dual currency card can enjoy the triple points discount for the merchants of their choice.

9. The triple points discount for a specific merchant type of True Love Credit Card is not shared with the double points discount for the birthday month.

10. The supplementary card of Zhenqing Credit Card will not enjoy triple points discount for specific merchant types for the time being.

1 1. Merchant classification is based on the information provided by the bank card organization. Once the merchant type option is confirmed, it cannot be modified. If you don't choose or fill in the form incorrectly, it will be regarded as choosing a department store discount merchant.