1. After canceling a single card, if the credit card is still valid for 2 months or more, you can call the credit card center at any time and transfer to manual customer service to apply for reinstatement of the card.

2. After canceling the entire household, you can call the credit card center within 6 months and transfer to manual customer service to apply for reinstatement of the card. The final review result shall prevail.

3. If you do not successfully apply for card reinstatement, you can reapply for a credit card.

4. To apply for a business card to resume using the card, please contact the company’s authorized person to issue a business card business processing form to apply.

Extended information:

Comprehensive knowledge of China Merchants Bank’s credit cards:

1. Annual fee-free policy: Swipe the Gold Card 6 times to waive the annual fee for the following year (MSN Set of cards, VISA-MINI card, VOGUE Titanium card, NBA credit card (applied before April 2008), (Platinum card and unlimited card do not enjoy this annual fee exemption, and business credit cards need to be implemented according to the agreement). p>

2. Cash withdrawal handling fee: domestically, it is 1% of the amount of each cash advance transaction, with a minimum of RMB10 per transaction (from January 2009), and overseas, it is 3% of the amount of each cash advance transaction, with a minimum USD 3 yuan/transaction or RMB 30 yuan/transaction will be charged (charged when cash is withdrawn, regardless of the same city or location)

3. The maximum interest-free period is 50 days after the bill date. Repayment date.

4. Multi-account management: Daily repayment of credit limit is guaranteed.

5. Online payment: Alipay: single limit is 499.99 yuan, Taobao credit card. The payment function is not limited by the amount, and the maximum credit card limit in a single day (other websites depend on the limit of each merchant)

6. Merchant installment business: (in addition to the credit limit) supports interest-free installments (3 installments) with specific merchants , 6 issues, 12 issues).

7. Bill installment: Supports RMB and US dollar bill installments (including installments for unbilled transactions and issued bills), with a minimum of 100% for each installment. The application amount is not less than RMB 300;

When applying for US dollar bill installments, the minimum application amount each time is not less than 100 US dollars. You can use the customer service hotline, online banking, or Apply through various application channels such as interactive SMS, ATM, mobile banking, PAD banking, and mobile life.

8. Billing dates: 3, 5, 7, 10, 12, 15, 17, every month. The 20th, 22nd and 25th are the billing dates, and cardholders can change it every six months.

9. Card categories: regular card (limit 3,000-50,000 yuan), gold card (limit 10,000-50,000 yuan). 50,000 yuan), platinum card (limit of more than 50,000 yuan)

10. Currency: RMB, RMB/USD

Baidu Encyclopedia-China Merchants Bank Credit Card