Puka-Gold Card-Platinum Card-Diamond Card?

Puka, people who apply for a credit card for the first time or have poor financial strength can apply for a Puka first. There is basically no annual fee, or it can be exempted after several swipes, and the amount is generally below 1w.

Gold cards, with a gold face, are relatively stricter in examination and approval than ordinary cards, and the benefits they enjoy should be better. Generally, the amount is 1w~5w, and the annual fee can be waived.

Platinum card, a credit card for high-end users, has strict examination and approval, with an annual personal income of at least 2w+, and sometimes it is necessary to deposit assets in the handling bank.

diamond cards are higher than platinum cards, which require higher status of card holders, and most of them can be handled by successful people. Therefore, the amount of diamond cards is higher, which can show the distinguished status of cardholders. Cardholders are required to earn more than one million yuan, and the amount is also one million yuan.

Credit Card, also called debit card. It is a non-cash transaction payment method and a simple credit service.

China's relevant laws ("the NPC Standing Committee on <; Criminal Law of the People's Republic of China > The credit card stipulated in the Interpretation of Credit Card Regulations refers to an electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

On December 1, 217, the English Translation and Writing Standard for Public Service was officially implemented, stipulating that the English name of the Credit Card standard is Credit Card. Credit cards are generally special carrier plastic cards with a length of 85.6 mm, a width of 53.98 mm and a thickness of 1 mm, with the name of the card issuer, expiration date, number and cardholder's name printed on the front, and chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.

there is no need to pay cash when spending with a credit card, and repayment will be made on the Billing Date.

Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards with a certain credit limit within which the cardholder can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

Reference: Baidu Encyclopedia? credit card