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What are the advantages of BOC Innovation Park credit card products?
Advantages of BOC Innovation Park credit card products:

1. Application function:

In addition to basic function application, personalized information is written in the IC credit card chip of the enterprise, which is convenient for card identification in the park and supports the fast payment function of canteen, canteen, supermarket and shuttle bus consumption in the park; At the same time, as an identity authentication carrier, it supports attendance, access control, ladder control and library record management functions.

2. Subsidy issuing card:

Employee welfare subsidies and labor insurance can be issued by enterprise IC credit card. The specific methods are as follows:

(1) Subsidy first and then consumption mode:

BOC provides IC card consumption data in the employee park, and the enterprise calculates the subsidy amount of each employee according to the subsidy rules, and forwards the subsidy payment details and checks to the branch, which completes batch storage. The relevant subsidy funds will be credited to the employee's IC card supplementary account in batches the next day, and the employee can use the amount by holding the card supplementary deposit.

(2) Consumption first and then subsidy mode:

After employees make small payments with cards or overdraw with credit cards, BOC will provide detailed data of employees' consumption transactions in specific merchants at specific time; Merchants in a specific range issue the summary amount and invoice of IC card consumption in the park, and the enterprise fully subsidizes the employees accordingly (because the seller issues the invoice, the enterprise can record the cost in accounting treatment), which can achieve a certain degree of tax avoidance. Subsequent head offices will add the function of reporting the detailed data of specific card transactions of corresponding specific merchants.

Tips: Preferential rights will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.

the above contents are for your reference. please refer to the actual business regulations.

if you have any questions, please contact online customer service of Bank of China.

you are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GO APP to handle related business.