Do you need to charge a money transfer fee for shopping in Europe with CCB standard credit card visa Gold Card?

CCB's standard VISA credit card is UnionPay +VISA dual identification card, and the settlement currency is RMB and USD. If you swipe this card in Europe, if you take the UnionPay channel, the euro will be directly converted into RMB without conversion fee, and the subsequent repayment will be directly returned to RMB. If you take the VISA channel, the euro will be converted into US dollars, and the currency conversion fee will be 1.5%. Subsequent repayment can be made directly in US dollars or RMB. Therefore, when swiping a card, pay attention to the card organization logo and give priority to UnionPay.

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