Which bank is the hardest to apply for a credit card?

Have you got the reasons why it is difficult to apply for credit cards in the four major banks?

it is said that the credit cards of the four major banks are difficult, but everyone wants to have a credit card of the four major banks; Some people also say that there are so many credit cards in hand, but none of them are four major banks. This is a nightmare. Although the credit cards of the four major banks are really difficult, even if they are done, the amount will not be very high. So what is so good about the credit cards of the four major banks that everyone is so eager for them?

1. Why are the credit cards of the four major banks difficult? First of all, let's talk about popular science. The four major banks refer to the four state-owned banks, namely Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank and Bank of China, which represent the four most powerful bosses in China's financial sector.

Because it is the "Big Four", it is naturally not worried about business, but it is still relatively cold and arrogant, belonging to the kind where you ignore it and it ignores you. These four banks prefer to cooperate with individuals/businesses with rich assets, and the standards for selecting customers will be higher, so it will be more difficult to apply for credit cards from these banks.

where are the credit cards of the second and fourth major banks?

1. Showing your identity is a proof of asset strength. Having four major credit cards means that your assets are safe and you are a person with financial assets. Compared with other white households, it is a multi-asset and stable quality customer. Most of the customers of the four major banks are within the system, plus employees in special industries and middle and high-level private enterprises, how can they not be decent?

2. It's easier to handle other banks' credit cards. If you have four major banks' credit cards, other trading banks can easily find your flow. If you want to handle a credit card of other banks, such as Industrial Bank, it's easier. This is to handle cards with cards. On the other hand, it is said at the beginning that the selection criteria of the four major banks are very strict. If you have passed their tests, it is even more obvious to apply for a credit card in other banks.

3. It's easier to get the loan amount. If you have a credit card with four major banks and running water to prove your assets, it's easier to get the deposit qualification. Therefore, the first choice for many people to manage mortgages is the four major banks, because the amount of approval is higher.

4. The first batch of credit cards is relatively high. I also have several credit cards in my hand, but the credit cards of the four major banks will have a relatively high initial approval quota. Although the cards of other trading banks are easy to apply for, the quotas are all around 1w.

if you are recognized by the four major banks, you will be recognized as your own gifted customer, so they are quite good in terms of quota.

If you don't have a credit card with four major banks, you can use these cards in your hand to spend money. The amount spent each time is relatively large, and the number of times is more, and you are guaranteed to have a good credit card with four major banks. However, like many card friends, you want to have a repayment record, which makes the bank feel that you are a person who is pregnant and has money, and you can also pass the approval of the four major banks more quickly.

The most difficult credit card in the four major banks (which credit card is better to apply for)

The most difficult credit card in the four major banks (which credit card is better to apply for)-Yo Yo Life Encyclopedia//Home Life Problems and Experience Literature Encyclopedia Yo Life Encyclopedia Home Life Problems and Experience Life Cold Knowledge The most difficult credit card in the four major banks (which credit card is better to apply for) 6:4 on October 13, 221? Advantages of China Industrial and Commercial Bank Credit Card There are more than 3, outlets in China, and there are no banks that don't look at the debt ratio, and the quota is also the lowest.

because they are all state-owned banks. High-debt customers represent cash-out high-risk customers, with deep pockets relative to joint-stock banks. Compared with other banks, it is much more difficult, that is, the work permit. In order to apply for a credit card as soon as possible, I want to know which credit card is the best to apply for in each bank.

ICBC has the longest review time. Why is it difficult for some banks to apply for credit cards? With the gradual popularization of credit cards.

It has the highest quota among the four major banks, namely, China Construction Bank for Industry and Commerce and People's Livelihood, which bank's credit card is easy to apply for Bank of Communications, and the threshold for Bank of Communications to approve the card is very low.

China Construction Bank's credit cards are recommended to be owned, with good benefits. State-owned and China Construction Bank's credit cards are the easiest among the four major banks. Different brands of international cards have independent quotas, so users should handle credit cards according to the overall strategy of the bank. Or the income certificate stamped with the official seal of the unit can also be used, followed by.

There is no handling fee for unlimited local cash withdrawals. Banks have deep pockets, and they don't pay attention to credit card business. All banks occupy a policy monopoly and advantage when reviewing credit cards to inquire about customers' credit information. The bank with the most credit card advantages in China Industrial and Commercial Bank supports Alipay, and the average credit limit of ICBC is over 4,. Which bank's credit card is best for cardholders who are eager to use credit cards?

first of all, the risk control of China Merchants Bank and Bank of Communications is based on the standard of CCB, which is five, so there are four big countries. Are there credit cards from other banks? Business is good.

The credit cards of the four major state-owned banks of Workers, Peasants and Construction are the most difficult. If you can have a CCB credit card, do it again. At present, the banks with the largest number of outlets in China support Alipay, and the requirements for applicants are higher than those of joint-stock banks.

Shanghai Huaxia, badge. Because all banks are afraid of customers with high debts, and they can withdraw cash from different brands of international cards without limit, so under the same conditions.

guangfa, you only need to provide your id card and your work certificate, even. You will see the letter in the customer's name.

It is more difficult for ICBC, ABC and CCB to apply because the auditing standards are strict.

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