Take China Merchants Bank's mobile banking application for China Merchants Bank credit card as an example. China Merchants Bank's mobile banking can be downloaded and used for free in major mobile app stores. The specific application method is as follows:

1. After opening the mobile phone of China Merchants Bank, find the "Credit Card" item and click Enter.

2. After entering the credit card, find the item "Do Card" and click Enter.

3. After applying for a credit card, enter all the information according to the system requirements.

4. After the information is entered completely, click Submit to complete the whole process of credit card application of China Merchants Bank.

How to apply for a credit card with a mobile phone?

How to handle a credit card on a mobile phone;

1. Log in to Alipay account and enter "Credit Card" in the top search field.

2. Enter "Credit Card" and search. Find the "Life Number" in the display bar below. There will be many banks under the life number. Find the bank to apply for a credit card, and click.

3. After jumping to the page, click the "Follow" button to follow the bank life number.

4. Next, you enter the bank's life number, find the "I want to apply for a card" button at the bottom, click it, and the "Apply for a credit card" option will appear, and then click it.

5. Then the words "Fill in the information" will appear. At this time, just fill in your own information according to the steps (after the information is filled in, the bank center will confirm by phone within 1-5 working days to keep the phone open).

Operating environment:

Brand model: iPhone 13

System version: iOS 15.0

App version: 10.2.50

Extended data:

Credit card is a kind of micro-credit payment tool provided by banks for users to spend first and then repay. Credit cards are convenient and quick to use. You don't need to bring a lot of cash when you go out. A credit card can meet all your needs and limit your overdraft limit. With the widespread use of credit cards, Bian Xiao will introduce you to its related matters:

The credit card applicant must be a natural person over 18 with full capacity for civil conduct and stable repayment ability. To apply for a large amount of credit, you need to have a fixed real estate, a stable unit and income. Because large credit cards can be overdrawn at a high amount, most of them become a way for many small businesses or individuals to cash out, so the application is very strict and it is generally difficult to be approved.

Users who meet the application conditions will provide ID cards or related documents, and some banks will also ask you to provide proof of residence, such as real estate license, household registration book, social security card, mobile phone bill, etc. Applicants are required to provide bank statements and salary details within three months, and the unit will issue relevant salary certificates (valid with the official seal of the unit).

Prepare relevant information, fill in the credit card application form, and go to the bank outlet to find the bank clerk or the staff of the bank credit card center to submit the information. You can also apply online as long as you fill in all the certificates as required. When submitting materials, you must consult the credit card procedures and other related information in detail.

Applicants should think carefully before applying for a credit card. Many cardholders lack a detailed understanding of credit cards and only think that credit cards are convenient to use. They should plan their repayment process reasonably to avoid forgetting the repayment date for some reasons and causing unnecessary property losses.

When handling credit cards, cardholders must go to regular business outlets to protect personal information and prevent the leakage of effective information, which may lead to the risk of credit card being stolen. Generally, it takes about 15-20 working days to apply for approval. If the time is too long, you can call the bank for consultation.

The credit card applied for is only for the cardholder's own use and may not be lent. After using a credit card, you must remember your repayment date and choose the repayment method that suits you. If you forget to pay back the card fee, it will affect your credit history.

How to apply for a credit card by mobile phone?

How to apply for a credit card by mobile phone can be done in the following ways.

1, mobile phone webpage to apply for credit card.

Search the official website of the credit card you want to apply for directly in the mobile phone browser. After entering the website, click on the credit card application page, select the card type to apply for, read and agree to the relevant regulations, fill in the relevant information on the application page, and then submit.

2. Bank mobile phone client application

This is the most direct and safest way to handle the card. Just download a bank's mobile APP, then find the relevant processing window in the application, and then follow the process step by step. However, this method can only view the credit card information related to a single bank, and cannot be compared with other banks, which makes many cardholders who don't know what kind of credit card to apply for still unable to start.

3. WeChat applies for a credit card

Wechat is not only a social tool to meet people's shopping, reading, financial management and other needs, but also to apply for credit cards. Almost every bank has set up a WeChat public platform, which can provide customers with "one-stop" services such as credit card application, progress inquiry, credit card activation and bill inquiry. Customers can apply for a credit card as long as they pay attention to the issuing bank of the credit card they want to apply for, and after the credit card is bound to WeChat, they can query the relevant information of the credit card with one click, which is very convenient and fast.

4, mobile QQ card

First log in to mobile QQ, then click on the personal avatar in the upper left corner and select the "QQ wallet" option; Secondly, click on "wallet account" in the lower left corner of "QQ wallet", and you will see our wallet account balance and other information. There is "Apply for Credit Card" at the bottom, just follow the prompts.

5. Other third-party applications

How to apply for a credit card with a mobile phone?

There are many ways to apply for a credit card by mobile phone. Users can apply through QQ, WeChat and Alipay. Very convenient. Take Alipay's application for credit card as an example. In the first step, users should first open Alipay, click on the search bar at the top of Alipay's homepage, and enter "credit card" to search. The second step, after searching, you will find that there are many credit card "life numbers" below. The third step, we click on the credit card life number that needs to be applied, and pay attention. Step 4: Next, enter the bank's life number, find the "I want to apply for a card" button at the bottom, and click it, and the "Apply for a credit card" option will appear. Click this option again. Step 5: In the new page, enter relevant information and submit it, and then you can apply.

Precautions for online credit card application: 1. Fill in the information completely. When users apply for credit cards online, it is easy to fail because there is no guidance from bank staff. Therefore, users should provide as much information as possible when applying, which will help us to successfully apply for a card.

2. Apply according to your actual situation. Credit cards are mainly divided into three types: ordinary cards, gold cards and platinum cards, which are aimed at different customers. Users should apply according to their own actual situation, otherwise they may be rejected by the bank.

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