Yes, it is still possible to get a mortgage even if your credit card is overdue.

Details are as follows:

1. Overdue credit card is not an absolute condition that prohibits the application of mortgage loans. When considering a home loan application, banks will comprehensively evaluate the borrower's credit status, repayment ability and other factors.

2. Banks usually focus on the severity and frequency of overdue records. Banks may be more inclined to approve a home loan application if the delinquencies are minor and infrequent.

3. In addition to the overdue credit card, other credit records of the borrower will also be taken into consideration. If the borrower performs well in other areas, such as making timely payments on other loans or having a stable source of income, it can help increase the chances of approval.

4. Borrowers can take active measures to improve their credit records, such as repaying overdue amounts in a timely manner, negotiating with banks to adjust repayment plans, etc. These actions can demonstrate a borrower's sincerity and ability to repay.

5. When deciding whether to approve a home loan, the bank will conduct a comprehensive assessment, including factors such as the value of the collateral, the borrower's income, and employment stability. If these aspects meet the bank's requirements, it is still possible to get a mortgage even if you have an overdue credit card record.

Summary:

Although overdue credit cards will have a certain impact on applying for a mortgage, it is not absolutely prohibited. The bank will comprehensively consider the borrower's credit status, repayment ability and other factors to make the final decision. Borrowers can improve their chances of approval by actively improving their credit history and maintaining good repayment habits.

Extended information:

In addition to the overdue credit card, other factors such as the borrower’s age, job stability, income level, debt situation, etc. will also affect whether the borrower can apply for a mortgage loan. . In addition, different banks have different tolerances for overdue credit cards. It is recommended that borrowers understand their credit status before applying for a mortgage and communicate with the bank to obtain more accurate information.

Note: The above answers are based on the information provided in the question. If there are specific circumstances or other conditions, please consult relevant professionals or specific banks for accurate advice.