Call back when applying for a bank credit card is a part of the audit. A credit call is a telephone call to investigate whether what you said is consistent with what you filled in, and whether there are any false elements, mainly to ensure the authenticity of the information you filled in. These are all related to your quota. If information supplement is involved in the credit card audit, the bank audit specialist will confirm with you by telephone. The audit depends entirely on the bank, and they will definitely check it if they feel it necessary. A general telephone survey will call your company to ask if you are a person, mainly to make sure that you have a job and repayment ability.

Note that the telephone number of the company is an important audit factor. In most cases, the bank will call the company.

The following points should be paid attention to when answering the questions on the credit phone:

First, remember the application materials, and it is best to make a copy with you, and keep the more important matters in mind.

second, say hello to colleagues in the company in advance. The fixed telephone number of the company on the application form is the most frequently visited, so you need to say hello to the person who answers the phone in advance. Especially for the applicants with large company scale, the bank will probably not call according to the fixed telephone number you wrote, but check the company telephone number by itself. In case the bank calls, the colleagues who answer the phone just don't know you, and your application is basically hopeless. The fixed telephone provided is a friend's, so you should say hello to your friends in advance.

third, the card mailing address is very particular, and I try to send my credit card to the company address, which can prove that I am very stable in this company. Mailing it home is convenient for you, but it may make the bank mistakenly think that your work is not stable enough.

fourth, how to answer irrelevant questions? Now the return visit of the bank sometimes asks you some irrelevant questions to test whether your information is correct: for example, it may ask you why no one answers the phone at work. (You can say that the front desk may be out), or do you know someone in your unit? You can say that there may be, not familiar with. The overall concept of the whole return visit link is: you must be calm and calmly answer. If you encounter something you can't remember clearly or are not sure about, don't think about answering for a long time, the bank will be suspicious.