Can I change the date of my credit card bill? The cardholder said that his credit card bill had arrived, but his salary had not been paid yet. Can you modify the credit card bill? The answer is yes. Today's editor will tell me how to modify the credit card bill.

To know how to modify the credit card bill, you must first know the bill and repayment date.

Billing date and repayment date:

If you want to pay back the credit card after the completion of the project, this repayment date is suitable as the billing date. Generally, major banks take 20 days after the bill date as the repayment date (different banks) and enjoy interest-free rights within these 20 days.

For example, my bill date is July 8, the repayment date is July 28, and the 20th is a free period. If the salary is paid on August 3, the repayment will definitely not be immediate. Change the bill date, and the repayment date will be after the salary is paid.

At the same time, cardholders with 2~3 credit cards or more need better calculation and reasonable accounting date, which can not only enjoy the maximum exemption period, but also help asset management.

Tip for Bian Xiao: Bian Xiao is here to tell you that you can enjoy the maximum inspection-free period. If the card is 30,000 yuan, the billing date before modification is 5 days, and the repayment date is 25 days. 10 bills on June 5th, 10 repays on June 25th, and 10 modifies the billing date on June 3rd. Repayment date165438+1October 23rd. In other words, the 30,000 yuan spent on the card can be paid off before165438+1October 23rd, during which there is a long billing day, and it is completely earned. However, this method should not be used too much, because banks will limit the date of amendment of bills.