Different banks may have differences. If the repayment is less than the minimum repayment amount

Usually, the interest charged on the debt is 0.05% per day + a percentage of the repayment amount. 5. Late payment fees

Interest is usually settled every month, which is equivalent to compound interest.

If the debt + interest exceeds the credit card limit, there will be an over-limit fee

Usually 5% of the over-limit range

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