Excuse me, how to check the credit card balance
You can check the current balance, available balance, credit line and other related information of your account through China Bank Mobile Banking, "China Bank Credit Card" WeChat WeChat official account, Colorful Life APP, online banking, customer service hotline 46695567, outlets and other channels, so as to keep abreast of the current account arrears in the current month, so as not to delay repayment.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.
how to check the balance of credit card
method 1: users can bring their credit cards to the ATM machine for inquiry, insert the cards into the ATM machine, enter their passwords, and click Query to display the balance. Method 2: I hold my credit card and ID card to check at the bank counter. Method 3: Call the bank's customer service phone and check the credit card balance through manual service. Method 4: Open the official website of the credit card, log in to your online banking account, and check the credit card balance in the account information.
a credit card is a credit certificate issued by a commercial bank or a credit card company to a qualified consumer. Consumers with credit cards can enjoy the shopping mode of spending first and then repaying, and cardholders can overdraw within the specified amount. The name, expiration date, number and cardholder's name of the card issuer are printed on the front of the credit card, and the chip, magnetic stripe and signature strip are designed on the back of the credit card.
Compared with ordinary bank savings card, the biggest advantage of credit card is that it can be used for spending without cash in the card.
In terms of credit card application, citizens with a certain income source and full capacity for civil conduct (citizens of Chinese mainland who have reached the age of 18) can apply for credit cards from the card-issuing bank. After receiving the application form and related materials submitted by the applicant, the issuing bank shall review the credit status of the applicant. This includes the applicant's past credit history, the applicant's known assets and professional characteristics. Credit cards are usually limited to cardholders' own use, and lending them to others violates the use contract.
how to check the credit card balance
to check the credit card balance, take China guangfa bank as an example, the operation process is as follows:
first, turn on the phone, observe the interface carefully, and click the corresponding software icon.
second, enter the interface, observe carefully, and click my icon in the lower right corner.
third, observe carefully in the interface, and click the login and registration icon above.
fourth, enter the correct password for the gesture screen lock.
fifth, the interface jumps. Observe carefully. Click the third line management icon in the common toolbar.
VI. Enter the line management interface and check the available remaining line in the middle.
operating environment:
brand model: iPhone13
system version: iOS15.4
app version: v7..6
in most cases, citizens with full civil capacity (citizens aged 18 or above in Chinese mainland) who have certain direct financial resources can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.
people who apply for credit cards can be divided into units and individuals. The applicants should be institutions, enterprises and business units, foreign-funded enterprises and individual industrial and commercial households with independent legal personality within the territory of China.
each unit can get a main card and several (5-1) supplementary cards when applying for a credit card. Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.
generally, the application method is to fill in a credit card application form, and the contents of the application form generally include the name, basic information, economic status or income source, guarantor and its basic information of the applicant. And submit certain copies of certificates and certificates to the issuing bank. After the customer fills in the application form truthfully, he should submit the completed application form and relevant credit certificate. The application form is accompanied by a contract for using a credit card. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, the privacy protection policy of the issuing bank, etc., and must have the applicant's autograph.
after receiving the application form and relevant materials submitted by the applicant, the issuing bank shall review the applicant's credit standing. The contents of the review mainly include whether the contents of the application form are true or not, evaluating the credit degree of the applicant, and reviewing the relevant information of the guarantor for the individual.
how can I check the credit card balance?
you can check the current balance, available balance, credit line and other related information of your account through China Bank's mobile banking, China Bank Credit Card WeChat WeChat official account, Colorful Life APP, online banking, customer service hotline 46695566, outlets and other channels, so as to keep abreast of the current account arrears in the current month, so as not to delay repayment.
the above contents are for your reference. please refer to the actual business regulations.
if you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or BOC Cross-border GOAPP to handle related business.
how to check the credit card balance by mobile phone
1. How to check the credit card balance by mobile phone
There are many ways to check the credit card limit by mobile phone, including but not limited to telephone inquiry, WeChat inquiry, mobile banking inquiry, etc., as follows:
1. Telephone inquiry: directly use the mobile phone reserved when applying for a card, dial the credit card 24-hour service hotline of the issuing bank, and transfer to manual service, and the customer service will verify your account.
2. wechat inquiry: open wechat on your mobile phone, pay attention to WeChat official account, the credit card center of the bank, and enter wechat bank to bind your credit card, so you can inquire about the credit limit. Besides checking the credit limit, you can also handle various businesses on wechat, such as bill installment, cash installment and so on.
3. Mobile banking inquiry: Install the apps of major banks on the mobile phone, such as the Pocket Life app of China Merchants Bank, the Pay Bar of Bank of Communications, etc. After installation, enter the account number and password of the card to inquire about the balance.
2. What should I do if I find that the balance of the credit card is insufficient through my mobile phone?
If I find that the balance of the credit card is insufficient to meet the consumer demand, I will naturally try my best to raise the amount, for example, I can increase the temporary limit, and I can also deposit money in the credit card. The details are as follows:
1. Apply for a temporary limit: If the balance of the credit card is insufficient, the cardholder can use his mobile phone to call the customer service hotline of the credit card center and apply for an increase in the temporary limit. Generally, the bank will
Reminder: After the temporary limit is raised, you need to repay it on time according to your bill. The temporary limit must be paid off in one lump sum, and you cannot apply for installment repayment.
2. Deposit money into the credit card: If you find that the credit card balance is not enough, you can ask the credit card to deposit money for consumption. For example, if you want to buy a product of 5, yuan, but the credit card limit is only 4, yuan, you can deposit it into the credit card and buy this product.
how to check the credit card balance?
1. Log on to the homepage of hao123, as shown in Figure 1 below, enter the name of the bank, and then click Baidu on the right. Of course, you can also drag the page of hao123 to find the bank.
2. In the next page, look for the logo of the official website and click Enter.
3. After successfully logging in to the official website, click "Query" at the bottom left.
4. In the newly-opened window, several account inquiries are provided. Select "Credit Card Inquiry".
5. Next, you need to enter the credit, the inquiry password and the additional code. After entering, click Login.
6. At this time, you can see the relevant information of your credit card, such as credit limit and balance. Of course, you can also check the bill. This will make a successful inquiry at night.
Note:
1. Suggest how to check the credit card balance on a personal computer.
2. mainstream antivirus software should be installed on the computer.
3. If the password is wrong, you should go to the business hall or call the official customer service of the credit card to reset the password. If you can't query, it may be that the website is under maintenance (usually there will be a prompt).
This concludes the introduction on how to check the credit card balance and how to check the credit card balance inquiry. Did you find the information you need?