How long does it take to apply for a credit card and get the card?

After the credit card application is approved, it usually takes about 15 working days to get it.

It takes about a month from the submission of the credit card application to the approval of the credit card. It usually takes 2-3 working days for the bank to enter the information into the system. Then it will take 5-7 working days for the bank to review the information. The specific time will be subject to the time when you get the credit card.

Extended information:

Credit cards can be divided into bank cards and non-bank cards according to different card issuers

Bank cards. This is a credit card issued by a bank. Cardholders can shop at the card-issuing bank's special merchants, and can also withdraw cash at any time at any branch of the card-issuing bank or at places with ATMs.

Non-bank card. Such cards can be specifically divided into retail credit cards and travel and entertainment cards. Retail credit cards are credit cards issued by commercial institutions, such as department stores, petroleum companies, etc., which are specially used for shopping in designated stores or refueling at gasoline stations, etc., and are settled regularly. Travel and entertainment cards are credit cards issued by the service industry, such as airlines, travel companies, etc., and are used for purchasing tickets, meals, accommodation, entertainment, etc.

According to the different objects of issuance, it can be divided into corporate cards and personal cards

Corporate cards. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, national party and government agencies, military units, groups and other legal organizations.

Personal card. Personal cards are issued to urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable sources of income. A personal card is applied for in the name of an individual and he/she bears all responsibilities for using the card.

According to the credit status, status and other credit conditions of the cardholder, it can be divided into ordinary cards and gold cards

Ordinary cards. Ordinary cards are issued to cardholders with average financial strength, credibility and status, and their various requirements are not high.

Gold Card. A gold card is a high-end credit card that pays high membership fees and enjoys special benefits. Cards are issued to those with higher credit standing, stronger repayment ability and credit, or those with a certain social status. The authorization limit of the gold card starts from a higher level, and the additional service items and scope are much wider, so the requirements for relevant service fees and security deposits are also relatively high.

According to different repayment methods, credit cards can be divided into credit cards and quasi-credit cards

Credit cards. When the card-issuing bank provides bank credit, it is first used as an overdraft, and then repaid or paid in installments. Most of these cards are used internationally. That is to say, the way that cardholders are allowed to pay off their credit card accounts without deposits is "spend first, deposit later". Most of these cards are used internationally.

Quasi credit card. It is a credit card issued by a bank that allows you to deposit money first and spend later. When applying for a credit card, cardholders need to deposit a certain amount of money in the card-issuing bank for backup. Cardholders need to use the deposit balance as a basis when using the card. Overdrafts are generally not allowed.

According to the different circulation scope of credit cards, they can be divided into international cards and regional cards

International cards. An international card is a credit card that can be used outside the country of issue and is accepted worldwide. The five major overseas groups (MasterCard, Visa International, American Express, JCB and Diners Club) issued MasterCard, VISACard, American ExpressCard and JCB respectively. (JCBCard) and DinersClubCard are mostly international cards.

Regional card. A regional card is a credit card that can only be used within the issuing country or within a certain region. Most of the various credit cards issued by commercial banks in my country are regional cards.

How long does it take to apply for a credit card?

How long does it usually take to apply for a bank credit card?

Bank credit cards generally take 15 working days to process, excluding weekends and holidays.

When the bank is reviewing the credit card, the applicant can check the credit card review progress through online banking or mobile banking.

If your credit card is lost, it will take about two weeks to report the loss and reissue it. The specific process can be referred to the following:

1. For reissue, report the loss first, and then reissue it. The loss reporting and reissue process only needs to go through The phone call can be completed at that time. Call the customer service number of the relevant bank, press the 0 key or other service keys, and go to the worker service to report the loss and reissue the business. This operation saves you the time of going to the bank in person.

2. After confirming the reissue, it will take about two weeks to receive the new card.

1. After re-issuing, it takes about half a month from card printing to sending the card.

2. The bank that sends the card uses ordinary postal mail to send the card. The speed is relatively slow and the area is not too far away. It can be received in one week. In remote areas, it takes about a little more than a week, such as Xinjiang and other places. How long it takes to receive your new card depends on your location.

I hope my answer can help you. You can also call the bank’s customer service number for consultation.

How long does it take to apply for a credit card and get the card

After the credit card application is successful, it will take about 20 days to get the credit card. Different banks have different efficiencies. Specifically, it depends on the time of receiving the credit card. The time shall prevail.

After the card applicant submits the application for a credit card, the bank will first conduct a preliminary review of the information. The review time will be within 7 working days. After passing the preliminary review, the card applicant's information will be handed over to the credit card center for processing. Final review. If the final review is passed, the card applicant will receive a text message notification. The review process usually takes about 15 days.

After the credit card is approved, it will take about 3 days to produce the card. After the card is produced, the card will be sent out. The logistics time of the card is about 7 days, so the user can receive it in about 10 days after the approval. card. However, when the card has special craftsmanship, or the user's card collection address is in a remote area, the time for the user to receive the card will be postponed.

As long as the card collection address provided by the user is accurate and there are no problems with logistics, the user can finally receive the card successfully.

That’s it for the introduction of how long it takes to apply for a credit card.