After the credit card is returned, you can directly call the customer service phone of the bank to which the credit card belongs to apply for cancellation, or you can bring your credit card and ID card to the counter of the bank business hall to find a staff member to handle the cancellation procedures.

After you apply for account cancellation, the bank will check your credit card for unpaid bills, unpaid fees and extra money within 45 days. If not, the bank will officially cancel your credit card after 45 days. All you have to do is check the cancellation of your credit card after 45 days.