58 Finance, a financial service platform affiliated with 58.com, can provide consumers with a variety of practical financial products and services. This company was officially released on May 8, 2015. Currently, its officially launched products include 58 Money Cabinet, 58 Monthly Payment, 58 Car Dealer Loan, 58 Credit Loan, and 58 Consumer Loan.

Loans for personal loans include personal consumption loans, home purchase mortgage loans, second-hand home loans, car purchase loans, etc. The loan conditions are as follows: 1. The borrower must be over 18 years old, have full civil capacity, and be a legal citizen; 2. Have a stable job, income, and good repayment ability; 3. Have good credit, not Lending black accounts.

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Things to note after 58 financial loans:

(1) After the loan is overdue, the borrower needs to pay the financial institution There is a certain loan overdue penalty interest, and the overdue interest will be calculated on a daily basis. In this way, everyone's future repayment burden will further increase.

(2) For those who have serious loan overdue or illegal use of funds, they may be blacklisted by the loan platform of 58 Financial Loans and lose the opportunity to apply for another loan.

(3) If the borrower’s overdue behavior is very bad, the lending institution is likely to take legal measures to collect the debt. Then, the debtor's property may be frozen or seized by the court. If the property is insufficient to repay the debt, the debtor may be included in the list of "old debtors".

Baidu Encyclopedia - 58 Finance