The advance cash line is a kind of small loan derived from your good credit history. This cash installment of China Merchants Bank is linked to your debit card, which is beyond your credit limit, with interest and not low.
The credit card limit depends on the effective income provided by the individual during the application process and the guaranteed value of the assets. The credit limit of a credit card is positively related to the applicant's income and secured assets, that is, the higher the income and secured assets, the higher the credit limit. Therefore, the applicant must provide proof of income and statement of asset guarantee. Asset guarantee includes fixed assets such as real estate and automobiles, as well as current assets such as savings and bonds.