What are the Platinum Cards of China Everbright Bank? What are their characteristics and differences?
1. There are many types of credit card platinum card of China Everbright Bank:
1) Sunshine Business Travel Platinum Card;
2) Golf Platinum Card;
3) Platinum card jointly signed by airline and travel company;
4) Ulumujiwo Everbright Card Platinum Card;
5) Shanghai Everbright UnionPay Classical Music Theme IC Platinum Card;
6) Changchun Pacific Insurance Co-branded Platinum Card;
7) Changchun Yanji department store co-branded deposit-loan integrated IC platinum card;
8) Chengdu Everbright Baozhong Tourism Co-branded Border Platinum Card;
9) Changchun Travel World Joint Deposit and Loan Integrated IC Platinum Card;
1) Xiamen Chunhui Travel Co-branded Credit Card Platinum Card;
11)51 purchasing a joint platinum card;
12) Dalian Pratt & Whitney Travel IC Platinum Card;
13) smart business credit card;
14) UnionPay multi-currency platinum card;
15) yanhuang platinum card;
16) lehuijin quasi-credit card, etc.
most of the above platinum cards are jointly operated, and the specific features and benefits are related to the cooperative companies. Cooperation between banks and companies is a win-win relationship of mutual benefit. You can look at the features of each card and choose what you want to do.
2. There is also an IC platinum card, so what are the benefits of this kind of card?
1. The annual fee is relatively high, but you can exchange points for the annual fee.
2. The points earned are double, and there are activities such as giving away points on cardholders' birthdays or special holidays.
3. Enjoy the VIP reception hall at the airport.
4. You can enjoy automobile road rescue service.
5. You can enjoy travel accident insurance if you spend 8% of your travel expenses or travel expenses with Platinum Card.
6. You can enjoy the preferential booking service of designated golf courses.
Platinum card belongs to the high-end business category, which is generally characterized by special plane access, exclusive rest area, professional hospital cooperation and cooperation with some leisure places, such as golf courses. The disadvantage is that if the consumption does not meet the card requirements, there will be an annual fee, which is also relatively high, ranging from 3-3.
Extended information:
Conditions for applying for the Platinum Card of China Everbright Bank:
1. Anyone who has reached the age of 18;
2. Have full capacity for civil conduct and a legal and stable source of income;
3. Individuals with good credit standing can apply to the Bank's card issuer with their valid identity documents.
conditions for applying for Everbright Platinum Credit Card
1. Those who have held the Gold Card of Everbright Bank Credit Card (issued without guarantee) for more than one year and have a credit line of more than RMB 3, (inclusive) can apply for the Platinum Credit Card of Everbright Bank directly.
2. Users who have held other bank credit cards for more than one year and have no bad personal record and a credit line of more than RMB 3, can apply for the Platinum Credit Card of Everbright Bank directly.
3. Customers with personal housing loan of 3, yuan or more from China Everbright Bank can directly purchase the Platinum Credit Card of China Everbright Bank.
4. Customers with personal businesses such as savings, wealth management and national debt totaling more than 2, yuan (inclusive) and opening any account for more than 3 months can receive a Platinum Credit Card of China Everbright Bank.
5. The applicant owns a non-operating passenger car with a displacement of more than 2. or a car price of more than 18,.
The above is an introduction to the requirements for applying for Everbright Platinum Credit Card. Netizens who want to apply can check whether they meet the requirements before applying for Everbright Platinum Credit Card. If you have other specific questions, I suggest you call the bank customer service staff, hoping to help you.
CHINAEVERBRIGHTBANK (China everbright bank, everbright bank) was established in August 1992. it is a national joint-stock commercial bank approved by the people's bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 21 and the Hong Kong Stock Exchange in December 213. [1-2]
By the end of June, 221, China Everbright Bank had set up 1,299 branches in China, realizing the full coverage of the provincial administrative regional service network, and its outlets radiated to 149 economic center cities across the country. In the list of "Top 1 Global Banks" in 221, China Everbright Bank ranked 32nd, and in the list of "Top 5 Global Bank Brand Values" in 221. [3-4]。 Accelerate the international layout, Hong Kong Branch, Seoul Branch, Guangyin International, Guangyin Europe and Luxemburg Branch have been opened and operated one after another, and Sydney Branch has applied for establishment, and its social responsibility has become increasingly prominent. Supporting the "Mother's Water Cellar" public welfare activities for many years has had a great impact on society; In the "Top 1 Banks in the World" published by Banker magazine in 217, China Everbright Bank ranked 49th; [5] Ranked 39th in the "Top 1 Banks in the World" published by The Banker in 218, ranking 1 places higher than that in 217 [6]. On December 18th, 219, it was ranked 73rd in the People's Daily "China Brand Development Index" 1 list. In March 22, it was selected as the 184th in the Top 5 Global Brand Values in 22. [7] In April 22, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin Company transferred its 1.251 billion A shares to Everbright Group. [8-9]
Editing and broadcasting of development course
In January p>1997, China Everbright Bank completed the shareholding system reform and became the first national joint-stock commercial bank in China with state-owned shares and shares of international financial organizations. [12-13]
On December 31, 212, China Everbright Bank had total assets of 2.28 trillion yuan and total liabilities of 2.16 trillion yuan, and achieved annual operating income of 59.916 billion yuan and net profit of 23.62 billion yuan.
On December 2th, 213, China Everbright Bank was successfully listed on the main board of the Hong Kong Stock Exchange. Everbright Bank's H-share issuance price is HK$ 3.98 per share. Before the exercise of the over-allotment option, the issuance scale was 5.84 billion shares, and the financing was about US$ 3 billion. If the over-allotment option is fully exercised, the issuance scale will reach 6.6 billion shares and the financing will be about 3.4 billion US dollars. Not only will it become the king of IPO financing in Hong Kong in 213, but it will also become the largest IPO in Asia (excluding Japan), the largest IPO in China in 213, the third largest IPO in the world in 213 and the largest banking IPO in Hong Kong since 211.
By the end of December 215, the annual credit card transaction volume of China Everbright Bank exceeded 1 trillion yuan, setting a new record for the bank's historical annual transaction. [14] China Everbright Bank was awarded the "Best Card Issuing Bank Award in 215" by JCB International Credit Card Organization. [15-16]
As of January 25th, 216, China Everbright Bank has issued a total of 3,346,265 JCB credit cards, making it the largest card-issuing bank in the world.
On March 28th, 219, China Everbright Bank announced its annual report for 218, with revenue of 11.386 billion yuan, up by 19.96% year-on-year; The net profit was 33.659 billion yuan, a year-on-year increase of 6.7%; The basic earnings per share is .61 yuan. [17]
On September 24, 219, China Banking and Insurance Regulatory Commission officially approved the opening of Everbright Financial Co., Ltd., which is the first financial subsidiary of a joint-stock bank approved to open in China. According to the reply of China Banking and Insurance Regulatory Commission, China Everbright Financial has a registered capital of RMB 5 billion, and its registered place is Qingdao. It is mainly engaged in asset management-related businesses such as issuing public and private wealth management products, financial consultants and consulting. [18]
On December 18th, 219, Everbright Bank officially released the new version 6. of mobile banking, and announced the launch of the mobile financial ecological chain strategy. [19]
In April, 22, the Ministry of Finance approved Everbright Group to issue additional shares to Central Huijin Investment Co., Ltd., and Huijin Company transferred its 1.251 billion A shares of Everbright Bank to Everbright Group. After the completion of this equity change, Huijin will no longer directly hold shares of China Everbright Bank, and China Everbright Group will directly hold 21.817 billion A shares and 1.783 billion H shares of China Everbright Bank, accounting for 44.96% of its total share capital. [8]
Yang Bingbing, Vice President of China Everbright Bank: Digital finance can enhance the effectiveness of bank risk control. [5]
On January 18th, 222, China Everbright Bank (61818.SH) released its 221 annual performance report. In 221, Everbright Bank achieved an operating income of 152.753 billion yuan, a year-on-year increase of 7.14%; The total profit was 52.946 billion yuan, a year-on-year increase of 16.3%; Realized a net profit of 43.64 billion yuan, a year-on-year increase of 15.6%; The net profit attributable to bank shareholders was 43.47 billion yuan, a year-on-year increase of 14.73%. [59]
What are the uses and differences between the credit platinum card of China Everbright Bank and the ordinary card?
There is no difference between the use of the Platinum Card and the Ordinary Card of China Everbright Bank. \ \ Platinum Card features: instant arrival of free transaction SMS, free tour of national preferential merchants, 48-hour card loss guarantee, free interest-free installment, and reservation of business travel hotels. \ \ Conditions for applying for the Platinum Credit Card of China Everbright Bank: \ 1. Leaders at or above the department level or people with the title of associate professor in institutions such as education, culture and health; \ \ 2. Civil servants at or above the department level; \ \ III. Senior managers of state-owned enterprises in monopolistic industries (department managers or above) or heads of municipal institutions and departments. )； \ \ IV. Branches of listed companies with excellent performance, domestic top 5 enterprises and world top 5 enterprises in China (department manager refers to the head above the department manager of the headquarters department in China or the first-class branch in the city where he is located); \ \ V. Enterprises with a registered capital of 5 million yuan or more (1) Meet the basic conditions for natural persons to apply for credit cards. 2. It can be proved to be the legal person and major shareholder of an enterprise with a registered capital of more than 5 million yuan. )； \ 6. Branches of financial institutions such as banks, insurance companies and securities companies (the staff of the unit is the head of the department manager or above); VII. Persons whose annual income after tax exceeds RMB 1,. Yuan and have a fixed residence at the location of our outlets; \ \ VIII. Customers whose personal housing loan amount is more than 3, yuan (inclusive) and whose personal businesses such as savings, wealth management and national debt total more than 2, yuan (inclusive) and whose account opening time is more than 3 months; \ \ 9. Non-operating passenger vehicles with a displacement of more than 2. or a vehicle price of more than 18, in my name according to the vehicle entry standard; \ \ 1. People who have held the credit card gold card of China Everbright Bank (issued without guarantee) for more than one year and have a credit line of more than RMB 3, (inclusive); \ \ XI. He has held a credit card of another bank for more than one year, and the bank has no bad behavior, with a credit line of more than 3,; \ \ 12. Persons who have paid the deposit amount of RMB 3, or more or equivalent.
What are the credit cards of China Everbright Bank-Puka, Gold and Platinum?
The credit cards of China Everbright Bank have the following quotas:
1. Puka:
The credit card of China Everbright Bank has a quota of about 1, yuan to 5, yuan, which is the lowest grade card in China Everbright Credit Card, with colorful cards. If you are the first time to apply for a credit card, you can apply for a general card, which will generally be easier to pass. The annual fee of Puka can be reduced or exempted by means of credit card frequency and consumption amount.
2. Gold card:
The gold card quota of China Everbright Bank is generally around 3, yuan to 5, yuan, and the main color of its card surface is mostly golden yellow, and the approval is stricter than that of ordinary cards. Generally, the annual fee can be reduced or exempted by the number of swipes and the amount of consumption.
3. Platinum card:
Generally, the amount of the platinum card of China Everbright Bank ranges from 5, to 5 million. Platinum card faces are mostly silvery white, and there are letters such as "P" or "platinum" to distinguish them from Puka. Platinum card is the most rigorous credit card, and under normal circumstances it is unavoidable to pay an annual fee. The special services of Platinum Credit Card in China are generally concentrated in special line customer service telephone, golf, airport VIP, free physical examination, high insurance and emergency support services.
how to check the credit card gold card limit of China everbright bank?
1. Customer service inquiry
Call Everbright's 24-hour customer service hotline 95595 and listen to the instructions to inquire about the credit card limit;
2. SMS inquiry
Use a credit card to reserve a mobile phone number, and send the last four digits of the SMS limit # to 95595 to inquire about the current available limit;
3. Online inquiry
Log in to the homepage of the credit card center of China Everbright Bank, click on the online banking of credit cards, select online banking, and then log in to the account password of the relevant credit card to enter my account, so that the credit limit of this card can be inquired;
4. Bill inquiry
Cardholders can inquire about your credit card limit on the credit card statement issued by China Everbright Bank in each issue;
5. Mobile client query
Scan the QR code on the website of China Everbright Bank to download the mobile card space of the exclusive mobile client of China Everbright Credit Card; After the installation, open the login dynamic card space and click to enter the self-service column; Select the card service function; You can check your current credit limit by checking your account.