How long does it take for CITIC Bank to issue a credit card?
The time for the bank to review the credit card is arranged as follows:
From the time you submit the materials to the bank, the bank needs 2-3 working days to send the materials to the review center, and the review process usually takes about 1-15 days. After the approval, it will take 2-3 days to mail the card. Together with the mailing time, it takes about 2-3 days for the credit card to apply for and issue the card.
if you apply for a credit card online, the card issuing time is similar.
If you want to check the application progress of your own card, you can do it by calling the bank phone or the branch counter. The most convenient thing is to log in to the official website homepage of the bank credit card to check the card processing progress.
Reminder: If there is no news after one month, there will be no chance. The information you submitted will not be returned by the bank. It is suggested that you can reapply at least three months later or try to apply at other banks.
The above is an introduction to the issuing time of credit cards of CITIC Bank.
expansion
According to the relevant person in charge of CITIC Bank, the card issuing business confirmed by the counter of CITIC Bank refers to the business that after the customer fills in the application information in the online credit card application channel of the bank, the card center notifies the customer by SMS after the initial approval, and the customer goes to the outlet of CITIC Bank to confirm his identity, and then sends the card to the customer by express mail.
applicants can select their favorite credit cards by clicking the special link for credit card application provided by the account manager of China CITIC Bank, and fill in the online application of credit cards, and at the same time, they can get the guidance and consultation reply from the account manager, which greatly improves the efficiency of applying for credit cards.
Reference: How long does it take for CITIC Bank to issue credit cards? -How long does it take for CITIC Bank to issue credit cards? -People's Daily Online
I want to apply for a credit card urgently. Which bank has a faster credit card?
Now many young people consider getting a credit card after finding a stable job. Credit card is a credit product that banks can only apply for, which can be used for online consumption and cash a certain amount offline. A friend asked, "I want to apply for a credit card urgently. Which bank can get a credit card faster?"
which bank issues credit cards faster?
1. China Merchants Bank
Friends who have applied for a credit card know that China Merchants Bank's credit card has always been called the "first card in life". The threshold for handling cards is low, the speed of issuing cards is fast, and the amount is still relatively high. It is very suitable for young people who have just worked for a long time and their income is not very high. Under normal circumstances, people who apply for a credit card for the first time can apply for a quota of about 5,-1, yuan at China Merchants Bank.
2. Bank of Communications
I believe all the friends in the credit card circle know how fast the Bank of Communications can get the card. The credit card pass rate of Bank of Communications is one of the best in all banks. However, although the credit card of Communications is simple and fast to handle, the initial quota is generally not very high, and the control of Bank of Communications has always been very strict.
3. CITIC Bank
If it is a user who has just turned 18, it is recommended to apply for a CITIC bank card. As long as there is no problem with personal qualifications, you can generally apply for a quota of around 3-8. CITIC Bank's card-issuing rate has always been relatively high. As for the credit card quota, credit will generally be granted according to the economic strength of users.
4. Guangdong Development Bank
When it comes to fast card issuance and card issuance rate, the credit cards of Guangdong Development Bank must be ranked. In the credit card circle, Guangfa Bank is also famous for its speed of withdrawal. Very suitable for users with stable work and urgent handling. However, it should be noted that it is best not to have any credit stains on personal credit information.
The above is the related content sharing about "Which bank gets the credit card faster". I hope it can help everyone!
how to handle the credit card of citic bank quickly?
CITIC Bank has been nicknamed the "iron rooster" by the outside world. Not only is the threshold for applying for a credit card of CITIC Bank relatively high, but it is even more difficult to increase the fixed amount after issuing the card. So today, Xiao Qin will share with you how to apply for a credit card of CITIC Bank and the skills of special withdrawal. As long as you master the method, you can still play around CITIC! Interested card friends watch it together!
1. Skills of applying for a card
1. Creating personal information
Many people have a misunderstanding when applying for a credit card. They think that they can apply for a card as long as their credit information is not overdue. This idea is all wet. Banks are snobbish, and only when you show their own value will they be willing to give you a card. Therefore, it is very important to do a good job of building the bank's attention before applying, and make use of thousands of working capital to create an effective flow of interest settlement of savings cards. You can quickly improve your qualifications in 1-3 months
2. Choose the right card type
There are many credit card types issued by CITIC Bank, and the applicant should choose the card type according to his own conditions. If the conditions for applying for a card are not very favorable, it is recommended to choose a general card or a card promoted by a bank, so that the success rate of applying for a card will be higher. On the other hand, if you have better conditions, you can choose higher-end cards, such as platinum cards.
3. Card processing
For card processing, if you have large-value cards from other banks that have been used for more than half a year, you can use the large-value cards in your hand to process CITIC's large-value cards. It should be noted, however, that the credit card handled by card handling is only suitable for local cardholders with CITIC Bank outlets, and the personal debt ratio is also critical. It is best for cardholders with high debt ratio to apply after reduction.
2. Withdrawal skills
1. Most merchants in CITIC have points, so there are not many restrictions on credit card merchants, as long as the consumption habits reflected in the bill are "true and reasonable"
2. The amount of credit card has little influence, but it needs to be reasonably matched with credit card merchants as far as possible;
3. Once in a while, it can be staged to increase the contribution value and improve the comprehensive score;
4. Don't make the minimum repayment, because the minimum repayment will do great harm to the withdrawal amount;
5. More activities of CITIC Credit Card APP will increase the contribution value and activity, and improve the comprehensive score;
6. It doesn't matter if the card is empty, but it must be returned 2% in advance before the bill is issued, and the card bill cannot be empty;
7. CITIC Bank likes++consumption very much, but it must combine the card-raising technology. Then, whether offline or online, as long as it is true++consumption, it will have the best effect, and offline as long as it is true outbound credit card consumption; Online consumption of large currencies, such as US dollars, British pounds, and euros, is generally more likely to be fixed; Online consumption of small currencies is more likely to be temporary;
How long does it take for CITIC Bank's credit card to be approved by the bank, and how long can it usually be issued?
the credit card application will take about one month from the time the bank receives your application. After the approval is successful, you can usually receive the card about half a month. You can inquire about the progress of card application at CITIC Bank official website or call the bank's customer service.
Let's stop here for the introduction of how fast CITIC Credit Card is issued.