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After paying off the car loan, is the credit card for paying off the car loan useless?
Car loan cards can only be saved, not taken and not consumed. Therefore, in the case that the car loan has been repaid, you need to print the repayment voucher at the bank counter before you can cancel the card.

There are two ways to lock the card:

1. I used my ID card and card to cancel my card at the bank counter.

Second, I call the customer service cancellation card directly.

Credit card cancellation related operation process:

1. First of all, the cardholder needs to make clear the reasons for canceling the card to the customer service and fill in the corresponding application form for canceling the credit card. Customer service can cancel the card after verifying the identity information of the cardholder. However, if the credit card has arrears, including annual fees and handling fees, you need to pay off the corresponding arrears before you can cancel the card.

2. At present, CCB credit card users can also directly call the CCB credit card hotline 8008200588 (transfer to labor) or call 95533 (transfer to credit card customer service), and then directly apply to customer service for card cancellation. And provide your own relevant identity information so that customer service can check the information.

3. After accepting the application for account cancellation for 45 days, the bank will go through the formal account cancellation procedures for the cardholder, and no handling fee will be charged for account cancellation.

Special instructions:

1. Be sure to cut the magnetic stripe of the card after canceling the credit card. If you lose your credit card, don't cancel it directly, report the loss first.

2. Although the account is frozen after the credit card is cancelled, this does not guarantee that the cancelled account is risk-free.

The cancellation of a credit card account does not mean that the account disappears, but that the account still exists. Because the magnetic stripe of the credit card stores the personal information of the cardholder, so as not to be obtained by criminals.

Telephone banking cancellation: All credit cards can be cancelled through telephone banking. If the credit card can only be cancelled by telephone on the premise of cancellation, call the corresponding bank customer, enter the card number and information according to the prompt, and cancel the account. If the credit card is lost, you need to reissue a credit card first, then cancel the account, and the card fee is required to reissue the card; Credit card cancellation must take out the balance on the card to ensure that there is no debt on the card.