First of all, credit cards cannot use cash withdrawal functions such as transfer or red envelopes on Alipay. If the credit card can be directly transferred to Alipay, it is a cash-out behavior. 20 10 on July 26th, the Shanghai headquarters of the central bank declared that it was illegal to cash out credit cards. Therefore, credit card transfer to Alipay is not supported.

Secondly, on Alipay, you can use credit cards to recharge your phone bills and traffic. This is credit card consumption, not cash withdrawal. Just pay the bill normally next month.

The specific verification method is as follows:

1. Open Alipay and bind the credit card;

2. Click on Alipay to enter the transfer function;

3. Click Transfer, enter the amount and select the bound credit card;

4. Click OK after input, and find that Alipay does not support credit card transfer function.

Credit cards don't have the function of transferring money directly to Alipay, because there is cash-out risk in direct transfer transactions, so banks are prohibited. The main purpose of issuing credit cards to customers is to let customers spend by credit card, so that banks can earn a certain transaction fee (charged to merchants); Banks do not encourage credit card withdrawal, so there will be a handling fee for customers to withdraw cash by credit card.