The bank's second deduction is a reasonable behavior and cannot be solved. Banks can require overdue users to repay according to law. When the overdue period is not serious, the bank will calculate interest for overdue users. For some people who have long-term malicious arrears, it is reasonable for banks to deduct money every second. Overdue users should pay off the loan to the bank in time, pay the bank interest as agreed, and negotiate with the bank to solve the problem of secondary deduction. If negotiation fails, they can bring a lawsuit to the court for settlement.

Extended data:

1. According to Article 196 of the Criminal Law, a malicious overdraft of a credit card with a large amount constitutes the crime of credit card fraud and should bear criminal responsibility according to law.

Your credit card is overdue, which does not constitute malicious overdraft. Moreover, according to Article 54 of the Provisions of the Ministry of Public Security of the Supreme People's Procuratorate on the Standards for the Prosecution of Criminal Cases under the Jurisdiction of Public Security Organs, a malicious overdraft of 10,000 yuan will constitute the crime of credit card fraud, so you do not constitute the crime of credit card fraud and do not need to bear criminal responsibility.

When you enter into a credit card contract with a bank, you should repay it within the time limit agreed in the contract, otherwise you will be liable for breach of contract.

4. According to Article 107 of the Contract Law, your overdue repayment bank may require you to continue repayment or claim compensation for losses, and the general bank will calculate interest on your overdue repayment.

You should repay the bank in time and pay certain interest to the bank as agreed, but you don't have to bear criminal responsibility.

6. I suggest you negotiate the repayment relationship with the bank. If negotiation fails, you can bring a lawsuit to the court.

If it is really unacceptable that credit card wages are deducted in seconds, then you can try to negotiate with the bank to see if you can achieve the purpose of repayment by installments. If the bank does not agree, at this time, in order to prevent further wage deduction, users can find ways to pay back the credit card arrears and avoid wage deduction.

Generally, the credit card is in arrears for a long time, and the bank will take the initiative to deduct money from the cardholder's salary card. In the case of long-term overdue repayment, there will generally be a large number of penalty interest, and the repayment amount will be much more than the original. In fact, when the credit card cannot repay on time, the cardholder can use installment repayment or minimum repayment amount.