China Everbright Bank Lemica is a debit card and financial product developed by China Everbright Bank. It has many functions such as cash deposit and withdrawal, consumer payment, online banking, mobile banking and so on. In recent years, with the rapid development of mobile payment, China Everbright Bank launched the instant loan business of Lemica, also known as lightning loan, to provide users with convenient services of instant loans.

Lemica can be repaid on demand. Users can get a short-term loan of up to 500,000 yuan in less than 5 minutes through mobile banking or online banking. In addition, users can freely choose different loan amounts and terms according to their own loan purposes, and the longest repayment period is 12 months.

Compared with the traditional loan method, the instant loan of Lemica has the advantages of simple procedures, rapid lending and short cycle. Users only need to provide basic personal information and credit information to apply, and the funds will arrive quickly after the application is successful, which greatly shortens the time of the loan process.

In short, China Everbright Bank provides users with a convenient, fast and transparent short-term loan service. It provides users with a convenient way to solve the emergency fund gap, but at the same time, it also requires users to evaluate their debt ability and make a comprehensive evaluation and planning of their repayment ability and credit situation before borrowing.