Actually, I am in a similar situation to the person in question. We are also heavily in debt, and the Chinese New Year is about to come, so I couldn’t sleep for a long time...

After thinking about it for a long time, I also want to understand that in fact, most people are in the same situation in today's society.

First of all, you must be clear, very clear about why you are in debt. As for me, I started my own business two years ago and opened a company. I started to get involved in lottery in March last year, and ended up getting involved. Soon after, due to the instability of the company and some unavoidable circumstances, my company also It went bankrupt, including fines, employee wages, etc. It was a mess. The house I bought with the money I earned after starting the business was also sold, and now I still have a debt of more than 200,000 yuan.

Second, you need to figure out where your current debts come from, what the specific amount is, how much the interest is, and where you need to repay the money every month, including how much you have to pay back. You need to be able to put out at least a lot of money every month, and have a repayment plan for yourself.

Third, in fact, there is room for borrowing money from some places. For example, if the interest rate is too high, you can contact them and request installment payment or interest reduction. Prioritize communication in places where it is easy to get a credit report. , if there is really no other way, deal with the ones that are easy to get credit first. Never mess up your credit report unless you have to. Otherwise, you may face being reduced or even frozen. In other words, the method of knocking down one wall to make up for the other is useless and there is no way out. All gone!

Now that the Chinese New Year is coming in a few days, you can actually choose to set up stalls outside to sell New Year goods, couplets, etc. The purchase price is generally relatively low, and selling them can increase some income. During the Chinese New Year, there is not much left over that can be used by yourself during the Chinese New Year.

As the saying goes, if you have money or not, you should go home to celebrate the New Year. Although it is not as festive as before, at least it is better not to miss the few family reunions every year. Have a good New Year, and we’ll deal with the rest after the New Year. There are no obstacles in life that you can’t overcome!

Immortal will eventually come forward, come on!

I went to the court yesterday and copied down the phone numbers of the people who sued me. A total of 12 people sued me, four of them withdrew their lawsuits, and the remaining eight were borrowing one a month. Ten thousand and fifteen a month. I have paid interest to some people for three consecutive years. Their principal has long exceeded the interest and they are still suing me. Now I will take the initiative to contact them and explain clearly what happened back then. I was also tricked into it. If I don’t have the money to pay interest, I borrow again and repay the interest. Some people who borrowed money didn’t even know me and dared to lend me money. In short, I faced it bravely. I made a call today and asked them to The lawsuit was withdrawn, of course, for those who paid excessive interest, and one actually asked me to borrow a sum of 250,000 from someone else, and I paid it back to him, but he didn't give me the IOU. Later, both of them sued for both IOUs. Fortunately, I still have the evidence of the payment at that time. This time I took the initiative to contact him. After answering the phone, he actually stopped answering the phone. He used to look for me all over the world, but now I look for him. In short, it’s normal. The loan must be repaid. If the high-interest interest exceeds the principal and you are sued, then report it to me. This is a lesson for me. I originally went to the court yesterday to prepare for the court to detain me, but they did not detain me. The country’s private loan this time The introduction of the law allows those of us who have separated wives and children to see the light, face it bravely, and the law will give you justice

I just started a business this year, and more than half a year has passed. The bitterness is difficult to express! Leng Nuan knew that the Chinese New Year was about to come, and creditors came to collect debts. I don’t know how to get through this darkest moment in my life, but I still have to get through it! When I got home last night, my old father handed me a thousand yuan. I took it and was filled with sadness! 2020, hope it will be good!

I am also heavily in debt and have insomnia every night. I have a mortgage of 5,000 and a credit card debt of more than 200,000. I currently have no default and I am struggling to pay for it. I can only maintain the balance without default and cannot repay. I owe 100,000 yuan and haven't breached the contract, so I can still pay it off for the time being.

The main reason is that the repayment for the project cannot be received. The repayment is about 850,000, and others still owe me more than 100,000. Persistence is victory. I only owe so much recently. I have to pay wages to workers and suppliers. For payment, although others cannot give me money, I cannot owe others. I don’t dare to tell my wife and children that I have to pretend to be happy at home. I can’t stand it any longer. Come on, keep it up until the clouds clear and the moon shines. Persistence is victory!

Go to bed early at night, don’t get up early in the morning, sleep until you wake up naturally every day, and the New Year’s holiday will be over in a few days. No matter how you live, as long as you are healthy, you can live your life as usual.

My husband and I have a monthly income of about 20,000 to 30,000 yuan. We currently owe 1.3 million yuan in bank credit, not counting the mortgage loan. As long as we can live well, there is hope! Wish you good luck in the New Year! Let's pay off our loan debt! Amitabha! Buddha bless