1. According to China Construction Bank’s credit card regulations, regardless of the amount of consumption, every swipe of the card will be counted as the number of purchases.

II. Remarks:

1) Annual fee-free policy for China Construction Bank credit cards:

1. China Construction Bank credit cards (regular card, gold card), each If you make 3 purchases with the card (no limit on the amount) during the card-holding year, the annual fee for that year will be waived. If the conditions are not met, the annual fee will be charged in the next card-holding year and will not be refunded after collection. (Except for special products otherwise agreed)

2. If you make 18 or more purchases (no limit on the amount) with a China Construction Bank credit card (standard platinum card, European travel card) in each card-holding year, the annual fee for that year will be waived. , if the conditions are not met, the annual fee will be charged in the next card holding year and will not be refunded after collection. (Except if otherwise agreed for special products).

3. For Dragon Card IC credit card (regular card, gold card), if you make 3 purchases (no limit on the amount) from the main account in each card-holding year, the annual fee will be waived. If the conditions are not met, the annual fee will be charged. It will be collected in the next card-holding year and will not be refunded after collection. (Except for special products otherwise agreed)

4. Dragon Card IC Credit Card (Standard Platinum Card), if you make 18 purchases (no limit on amount) from the main account in each card-holding year, the annual fee for that year will be waived. If the conditions are not met, the annual fee will be charged in the next card holding year and will not be refunded after collection. (Except if otherwise agreed for special products).