There is also a great discount on the annual fee. The annual fee of Platinum Card Elite Edition is 5 yuan/card. For the first time, the cardholder who successfully applied for Xingdongli Platinum Credit Card (Elite Edition) can reduce the annual fee for the first year if the transaction amount reaches RMB 2, or equivalent foreign currency within 6 days of the nuclear card. If the cumulative installment amount of Xingdongli Platinum Credit Card (Elite Edition) reaches RMB 5, within one year, the annual fee for the next year can be reduced. If this condition is not met, the annual fee for the following year can be automatically waived if the balance of points reaches 3, points on the day when the annual fee is collected. In addition, the annual fee for the gold card is 2 yuan/card, and the annual fee for the first year will be exempted if the card is successfully verified. If the card is swiped or cashed for five times within one year after the card is successfully verified, the annual fee for the next year will be exempted.