According to Article 2 of the Bill Installment Agreement:

Cardholders applying for bill installment business must at least meet the following conditions:

1. If the cardholder applies for RMB bill installment business, the installment amount of RMB bill in the current period must be in 500 yuan or above; To apply for foreign currency (USD) bill installment business, the installment amount of current USD bill must be above USD 50;

2. The maximum amount of the cardholder's application for bill installment shall not exceed 95% of the current bill amount and 80% of the cardholder's current installment business quota. The actual amount is subject to the approval of the bank;

3. When the cardholder handles the installment business of foreign currency (US dollar) bill, the installment period of foreign currency (US dollar) bill is the principal part of the US dollar bill amount of the RMB-US dollar dual-currency card or foreign currency single-currency card held by the cardholder, and it is necessary to select the RMB account credit card that the bank can installment bill as the repayment card.

Extended data:

According to Article 2 of the Bill Installment Agreement:

Transactions in which cardholders cannot handle bill installment business include but are not limited to:?

1. Repayment of principal and various expenses (including but not limited to annual fees and other credit card fees), revolving credit interest and liquidated damages in the current installment transaction;

2. Non-general commodity consumption transactions, including but not limited to cash advance transactions and pre-authorization transactions, such as transfer transactions and hotel pre-authorization transactions; ?

3. Disputes;

4. Funds that have been applied for purchasing foreign exchange;

5. Unbilled consumer transactions; ?

6. Other transactions that cannot be handled by installments as stipulated by the bank.

China guangfa bank-bill installment agreement