Turn on this sub-function, the bill owes you 3 yuan, and you have to pay it back before the final repayment date of this bill. You can handle the repayment of the agreed account, and use the CCB savings card opened with the same ID card to handle the automatic repayment of the agreed account to ensure the full amount on the savings card.
If this function is not enabled, you need to pay by credit card or withdraw cash before returning it. Other expenses include interest, late fees, handling fees and so on.
Credit cards have two major uses: credit card consumption and cash withdrawal. The daily interest rate of credit card consumption is 0.05%, with the shortest interest-free period of 20 days and the longest interest-free period of 50 days; There is no interest-free period for withdrawal, and interest will start to accrue from the date of withdrawal, with a daily interest rate of 0.05% and a handling fee.
There are two repayment amounts on the credit card bill for the cardholder to choose: full repayment and minimum repayment.
Repay in full before the final repayment date, without interest and without affecting the credit history (so-called interest-free period); If the repayment is made according to the minimum amount before the final repayment date, interest will be charged, and the credit history will not be affected; Even if the minimum repayment amount before the final repayment date is not enough, not only interest will be charged, but also late fees will be charged, which will affect the credit record.