question 2: is the credit card worth doing? You can pay it off in one lump sum or in installments. Interest rate, right? It shouldn't be too high. Relatively high, it is a handling fee.
Question 3: What bank credit card is worth doing? The Bank of Communications Wal-Mart credit card will earn twice as much points when shopping at Wal-Mart, and 5% will be cashed back when it reaches 125 yuan on Friday.
Question 4: Which bank's credit card is worth running a 1-point China Construction Bank, with the most stringent requirements, which is a symbol of identity.
Question 5: What credit card is the best to apply for in 216? If the supporting materials are strong enough, it is recommended to give priority to the five established banks, which are relatively strict in examination and approval. Holding and using their cards will be of great benefit to applying for other credit cards or handling loans in the future.
if the materials are average, then try these commercial banks in Guangzhou, Guangzhou, Guangzhou, Guangzhou, Jiaopu, which have relatively loose approval, relatively large quotas, faster card issuance and more card activities.
Question 6: What credit card is worth applying for? 4 points is very popular in cheat people. You are not as good as ICBC. You can handle ICBC by card, and it only costs 5 yuan to withdraw cash.
Question 7: Which bank is better for handling credit cards? Advantages and disadvantages of each bank card
The most convenient way is to issue it widely without submitting any materials. This is the only bank that can apply online. As long as you fill in and submit it truthfully on the Internet, the people in the card center will contact you for credit information within 15 working days, and the result will come out.
Guangfa Card has powerful functions, very favorable points policy, many preferential activities, timely SMS reminders, mature online payment, support for Taobao eBay and points, which is one of the necessary good cards. The disadvantage is that it is not very convenient for outlets to pay less. SMS charges three yuan per month. Credit card merchants are not as popular as the four major banks, and online banking is very simple. . . .
What I feel best is China Merchants Bank, which has powerful functions, many types of cards, high efficiency and excellent service, and can adjust the consumer credit limit at any time. The online banking is powerful, and the points are lifelong, as well as the latest card loss protection plan. The disadvantage is that the integral policy is too tight. The SMS reminder function is not very good
If you often stay in hotels for pre-sale rights, BOC card is the best choice. The acceptance rate of merchants in China is high, but the Bank of China's credit card system is still at the stage of 1 years ago, with weak functions, poor service and low efficiency. The repayment amount cannot be restored in time, and the annual fee is rarely waived. It is recommended to wait and see with the application. The next best thing is that the other three state-owned banks must have one card, which is more convenient to go out. I have never done ABC or ICBC. It is suggested that CCB has many outlets, high application efficiency, good points system, many preferential activities, high acceptance rate of merchants, arbitrary adjustment of password+signature consumption limit, safety and freedom. SMS reminder is charged according to the article
HSBC is the major shareholder of Bank of Communications, so it is best to bring a Pacific card to Hong Kong. But there is no online payment function at present. Go and apply
The disadvantage is that the credit limit cannot be restored immediately after repayment, and the credit card pass rate is relatively low.
CITIC has just launched the World Cup card, and there are many activities. Let's have a look: online payment is not supported, and the handling fee for withdrawing cash is the highest. Points are only valid for 1-2 years, and nothing can be exchanged. However, the interest-free period is up to 56 days, SMS reminders are free, and the consumption details can be checked by SMS
Minsheng Card is still good, and online payment can be supported soon. Moreover, the handling fee for cash withdrawal is free for peers, only 1% for other banks. It can be used as an emergency cash withdrawal
Shanghai Pudong Development Bank Card: the approval is faster, the online banking is good, the recent preferential activities are generous, and the validity period of points is not very good for 2-4 years, but the things that can be exchanged for points are good
China Merchants Bank, which has a leading position in recruiting and five-fold protection, what do you think? I strongly recommend that China Merchants Bank
Question 8: Is China Bank's credit card worth doing? Advantages and disadvantages of handling a credit card:
Advantages:
You can overdraw a certain amount of money with your reputation. As they say, if you don't have enough money, you can overdraw the money in your credit card. As for whether you can pay by installments, it depends on whether the merchants who buy the products have this activity. Credit cards usually use money first and then pay it back during the reconciliation period, which is generally in progress.
Disadvantages:
1. If you can't repay on time within the repayment period, you will leave a credit stain in the bank and enter the blacklist, which will make it very difficult for you to borrow money to buy a house and a car in the future.
2. The interest on cash withdrawal by credit card is very high
3. If the credit card is lost without a password, you can swipe my money if you find it;
4. There are two ways to repay money by credit card: full payment and minimum payment. I suggest that I choose the minimum payment.
Question 9: What credit cards are worth applying for in 215? Credit cards are worthless and not worth applying for. You can apply if you need them! If you want to spend money, any bank can do it! If it is for preferential suggestions to attract investment, if it is for convenience, choose Broad, Pufa, Ping An and so on! Go to the local outlets to apply for a platinum card for fund operation!
question 1: which credit cards are worth applying for in 215 are in 216? I would like to recommend some application conditions. The application conditions for Bank of Communications credit card must be at least 18 years old, have full capacity for civil conduct, have a legal and stable income source and have a good credit standing. All China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan can apply for Bank of Communications credit card with their valid identity documents. The materials to be provided are as follows: if you are a domestic resident, you only need to provide: a complete and signed application form, identity documents, residence documents and income documents; Foreigners and Hong Kong, Macao and Taiwan people also need to provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan people. If you are a private owner, in addition to the above information, you need to provide: a copy of the business license showing the name of the applicant, the name of the enterprise and the date of starting business. China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 and have full capacity for civil conduct, legal and stable income sources and good credit standing can apply for Everbright Bank credit cards with their valid identity documents. The materials to be provided are as follows: 1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and the soldiers need to provide a copy of the military ID card; 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license; 3. Proof of financial resources: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a certificate of the market value of the house, car, deposit and investment (such as a copy of the real estate license/car driving license/bank time deposit certificate) and other materials that can prove your financial level. China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 and have full capacity for civil conduct, legal and stable income and good credit standing can apply for CITIC Bank credit cards from the card issuing institutions with their valid identity documents. The materials to be provided are as follows: 1. Identification documents (1) Domestic persons: a copy of the applicant's ID card or military officer's card; (2) Foreigners: Hong Kong, Macao and Taiwan compatriots provide copies of passports, and other foreigners provide copies of passports. 2. A copy of the work certificate or work permit stamped with the official seal of the unit; 3. The original income certificate issued by the financial proof document unit, or the original bank deposit certificate, or a copy of the salary record issued by the bank showing the applicant's name, or a copy of the income tax withholding certificate, or a copy of its own real estate license. China people, foreigners with permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who are at least 18 years old, have full capacity for civil conduct, have a legal and stable income and have a good credit standing can apply for a credit card from the card issuer with their valid identity documents. The materials to be provided are as follows: 1. Identification information: copy of resident ID card or military officer's card; Compatriots from Hong Kong and Macao shall provide copies of travel permits to and from the Mainland and residence certificates for more than one year; Foreigners can provide a copy of passport and residence permit for more than one year. 2. Proof of work and income: proof of salary and copy of social security (paid for more than half a year). 3. Supporting materials for credit card application of Guangfa Bank: education background, professional title, professional qualification certificate, self-owned real estate license, self-owned car driving license, original documents of telephone, water, electricity and gas charges in the last three months of current residence, etc. China people, foreigners who have permanent residence in China and compatriots from Hong Kong, Macao and Taiwan who have reached the age of 18 and have full capacity for civil conduct, legal and stable income sources and good credit standing can apply for China Merchants Bank credit cards with their valid identity documents. The materials to be provided are as follows: 1. Identity certificate: generally, it is an ID card (if you use a new ID card, you need a copy of the front and back), and the soldiers need to provide a copy of the military ID card; 2. Work certificate: it can be the original work certificate issued by the employer (please specify the specific company name, department, position and income, and affix the official seal or personnel seal of the company), or a copy of the work permit/license; 3. Proof of financial resources: it can be a payroll record issued by the bank, or an income tax withholding certificate, or a certificate of the market value of the house, car, deposit and investment (such as real estate license/car driving license ........ >; >