1. China Merchants Bank Credit Card, generally the fixed limit range for regular cards is ￥1,000-￥10,000 yuan, and the fixed limit range for gold cards is ￥10,000-￥50,000 yuan. The specific limit is subject to the audit results.

1. Based on your limit, it is judged that your card is already a China Merchants Bank Gold Card.

2. You can also call China Merchants Bank credit card customer service to make a judgment for you.

2. Simply speaking, appearance. The colors are different, the gold card is gold and the ordinary card is blue, green and pink. Most banks are like this. However, black and silver may be diamond cards.

You can check in the following ways:

1. Call the customer service hotline to check whether it is a gold card.

2. Determine it by the type of card. For example, youth card is a gold card.

3. Make inquiries through the online customer service of QQ or WeChat.

4. Determine whether it is a gold card by the limit (this may not be accurate). If your limit is more than 10,000, you can apply for a gold card even if you are not a gold card.

Extended information:

Credit Card, also called credit card. It is a non-cash transaction payment method and a simple credit service.

A credit card is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. Consumers holding credit cards can shop or consume at specially appointed commercial service departments, and then the bank will make settlements with merchants and cardholders. Cardholders can overdraft within the prescribed limit.

Credit cards stipulated in the relevant laws of our country ("Interpretation of the Standing Committee of the National People's Congress on the Provisions on Credit Cards of the People's Republic of China and the Criminal Law of the People's Republic of China") refer to those issued by commercial banks or other financial institutions. It is an electronic payment card with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.

Baidu Encyclopedia-Credit Card