Credit card over-limit means that the amount consumed by the cardholder using the credit card has exceeded the maximum credit limit of the credit card.

The credit card amount limit may be exceeded because the credit card limit is insufficient, or it may be that the credit card payment exceeds the single payment limit. If the credit card exceeds the amount limit due to insufficient credit, you can consider changing the card for payment. If the payment exceeds the single limit, you can modify the payment amount and make multiple payments.

There are three reasons for the single payment limit:

(1) The credit card holder sets the single payment limit by himself;

(2) Credit card Online transaction limits;

(3) The bank limits the single credit card swipe limit for specific merchants.

This answer is provided by Youqianhua. Youqianhua is a credit service brand under Duxiaoman Finance (formerly Baidu Finance). It has reliable and low interest rates. Click below on the mobile phone to measure the amount immediately. The maximum loan you can borrow is Quota 200,000.