Hello, you can withdraw cash from your credit card, but you don't enjoy interest-free repayment when you borrow money in advance. The interest is five ten thousandths of a day, compounded monthly. It starts the day after you withdraw cash. For example, if you take 15000 yuan, the monthly interest is15000 * 5/10000 * 30 = 2250 yuan.

Your credit card withdrawal limit is half of the credit limit, and the credit card takes the existing daily limit, with a maximum of 2000 yuan/day. If you withdraw cash from an ATM, you can only get 2,000 yuan a day.

At present, there is still a handling fee, and the handling fee standard is as follows: (no inter-bank handling fee is charged).

1. The handling fee for RMB cash advance in China is 1% of each cash withdrawal amount, and the minimum charge is 10 RMB;

2. The handling fee for overseas cash advance is 3% of each withdrawal amount, with a minimum charge of USD 3 or 30 yuan RMB (American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card, with a minimum charge of USD 5 or 30 yuan RMB).

After cash withdrawal, before the repayment date due in the second month, you must pay at least the minimum repayment amount, and the interest must be paid in full, otherwise your credit will be affected.