Cardless transaction means that there is no need to bring a bank card or open online banking. Use the reserved mobile phone number for verification, allowing the cardholder to complete the Internet payment transaction
Way. However, you need to pay attention to this kind of card-less transaction. No matter what form of text message you receive, if it contains an unfamiliar link, do not open it to avoid entering a phishing website.
Credit card-less transactions
Since last year, UnionPay has been promoting the Cloud QuickPass function. As long as you have a credit card, apply for one and bind it to your mobile phone, and scan it when making purchases. You can pay immediately. Because there are special protection procedures, the possibility of credit card information being copied or stolen is avoided. This transaction method will be fully implemented in the future.
The so-called credit card cardless transaction refers to the behavior of credit card consumption that does not require the physical action of swiping a card on the POS machine. So is this cardless payment safe? Industry insiders said that generally speaking, card-less payment only requires the cardholder to provide the card number, validity period, last three digits and ID card information to complete the transaction. It is commonly used when cardholders book hotels, air tickets or online shopping. .
In order to prevent risks, each bank has unique methods for credit card-not-present transactions. The biggest feature of the Rulong Card e-payment card is the "anti-theft transaction switch". As the first online credit card in the industry with a transaction switch function, cardholders can set the Dragon Card e-payment card transaction switch through China Construction Bank mobile banking and personal online banking, which can be turned on and off when not in use. At the same time, you can also set individual transaction limits and transaction reminder functions independently.
The "change code payment" service previously launched by Agricultural Bank of China for cardholders in Shanghai can also effectively reduce payment risks in online transactions. "Change payment" can provide credit card customers with a "change code" new card number that is independent of the physical card number by instantly applying for a credit card virtual card number. All Agricultural Bank of China credit card holders only need to call the bank's customer service before making online payments, and they can immediately obtain a new set of card numbers, validity period and cvv2 code (last three digits) for free, and then use this set of cards that are completely different from the main card. "Virtual code change" completes safe payment and avoids the risk of theft caused by information leakage.