1. The text message you received is a promotional message from the bank inviting you to apply for a credit card. It basically cannot be used as a basis for applying for a card. When actually applying for a credit card, only personal information and loan and debit records will be used as the basis for checking. Don't worry about it. If you want to increase the amount, you can directly call 95595 and follow the prompts. You can increase the amount once every six months.

SMS messages sent from numbers starting with 2.106 are basically not sent by the bank. They are scams. Don’t believe them, and don’t reply to the text messages or click on the links inside. Banks usually send text messages through the five digits starting with 95. However, even if the number starts with 95 in the text message, it is recommended not to be gullible and to apply for a credit card through the formal channels of the bank.

1. SMS fraud refers to the behavior of using mobile phone text messages to defraud money or finance. With the improvement of people's cognitive level, the language and content in text messages are also changing with each passing day. The words "Notary Office Notice" even appeared. And these are just the tip of the iceberg when it comes to scam text messages. The source of the text message is unknown. It may have been sent by a pyramid scheme or a fraudster. The wording of the text message is unprofessional, and it is initially determined that it was not sent by a law firm or the police. The callback area code is Hunan, which is obviously not an official phone number. If you are worried, you can call the police directly to ask for your relevant accounting information. Make sure you are not borrowing money. This kind of text message is most likely a telecommunications fraud. You can report it to the police or ignore it.

2. The main contents of mobile phone text message fraud generally include the following: Pretending to be an operator's points exchange for phone bills. Such text messages are usually sent using pseudo base stations. The text message content usually points to a phishing website and will ask you to enter bank card information. information, and may eventually ask you to download a "client" Trojan horse software. The function of the Trojan horse is to intercept text messages and forward them to a certain number or upload address books and text messages to your mailbox. Pretending to be an official bank text message, reactivating the network shield, and redeeming points. This type of text message is also sent using a pseudo base station, and the text message also contains a link to the phishing website. The purpose is the same as the first one.