Theoretically, yes, but your store must reach a certain sales volume, so that banks can be interested in cooperating with you, and special merchants can pay for your customers by installments.

. Now, customers can borrow money from the bank to buy your products, and then pay back the money to the bank in installments. If you sell high-end sofas, it is also feasible to ask someone to help customers handle this loan from a bank near your store in order to attract customers to understand the bank's process.

After all, the installment payment of special merchants only moves the place where the loan formalities are handled from the bank to the place where the merchants are located, and the customers still have to repay the loan from the bank. The purpose is to increase the turnover of banks and merchants under the condition of satisfying customers' shopping convenience, but satisfying customers' convenience requires cost. If this cost is far less than the increased turnover, you can talk about cooperation with the bank.