Advantages of ICBC etc credit card: you can enjoy a 9.5 discount; You can get an electronic tag by applying for etc for free; Enjoy a 15% discount on expressway in the province; You can get it back if you pay more, and there is no handling fee; If you swipe your card 5 times a year or spend 5000 yuan, you can avoid the annual fee of that year.

Disadvantages of ICBC etc credit card: SMS notification service needs to charge 2 yuan every month; It is difficult to exchange points for gifts. Gifts require more points and fewer types of gifts.

ETC is a non-stop electronic toll collection system, and ETC lanes are used for vehicles equipped with ETC on-board equipment.

ETC (Electronic Toll Collection) system is the most advanced road and bridge toll collection method in the world. The vehicle-mounted electronic tag installed on the windshield of the vehicle communicates with the microwave antenna on ETC lane of the toll station in short distance, and the computer networking technology is used to make background settlement with the bank, so that the vehicle can pay the road and bridge fees without stopping at the road and bridge toll station.

The system needs to install vehicle-mounted equipment carrying vehicle information on the vehicle. When the vehicle enters the crowd in the electronic toll collection channel, the station-level equipment of the expressway data acquisition and processing system reads the vehicle information in the vehicle-mounted equipment, calls out the matched vehicle data from the database, publishes, stores the records and uploads them to the data management center of the expressway data acquisition and processing system. The data management center analyzes the passing vehicles, forms the deduction transaction facts and uploads them to the bank, and the bank returns to the data management center in real time after completing the transaction processing.

Automatic electronic toll collection system is a scheme to solve the busy toll collection of expressway. Realizing national networking, automatic bank settlement and rapid passage will be of great benefit to users. Its significance lies in:

The application procedures and procedures for banks to apply for ETC dedicated channels are relatively strict. By collecting ETC information of toll stations, we can narrow the scope of searching for the whereabouts of electronic tag vehicles.

The interactive service information of the website of the automatic electronic toll collection system (such as comprehensive operation information, management information, planning and construction information, and even release guidance information, which is suitable for expressway event detection, congestion prediction, running time prediction, etc.) can feed back the information of customers and the integrity of users.

Automatic electronic toll collection system can be combined with GPS and GIS to improve the efficiency and level of expressway transportation management and service in an all-round way and understand the dynamic whereabouts of customers of automatic electronic toll collection system.

By tracking the bank's consumption information and mastering the customer's consumption records, it is beneficial to find clues in investigating cases.