Yes When you apply for a car loan in China Bank, you get a credit card instead of a debit card, because this credit card in Zhong Yinfa is an exclusive car loan credit card.

Auto loan funds are directly approved to the credit card. This card is a special card and can only be used for car purchase. Later, the repayment was also made with this credit card. The customer returns the money to the card, and the system deducts the money on the repayment date. When the customer pays off the car loan, this card is generally useless.