Polaris personal customer face-to-face is mainly used to market face-to-face individual customers. The input channels for individual tourists are relatively complicated, and the general principle should be to have both focused and wide-open channels. First, we should become a consultation window for individual customers to respond to their requests, truly elevate the individual customer business to the level of the main business, track the individual customer market trends in a timely manner, provide information feedback, and provide high-quality, diversified, and personalized services to individual customers. . The "Polaris" aggregate marketing platform uses mobile devices such as mobile phones as the medium to integrate multiple systems, scenarios, and functions into one. This time, optimization and upgrades have been carried out on the client side and marketing side to further enrich the marketing model and improve the efficiency of credit card application.