However, the reward of Bank of Communications' credit card payment can be deducted from the cash use, but it is not included in the activities or points.

For example, a 1 yuan consumption, a credit card deduction for 5 yuan, and a quota consumption expenditure for 95 yuan can be included in the activity, but if the requirement is the activity standard of 1 yuan, it will not meet the standard, such as the activity standard of 9 yuan, it will meet the standard.

how to use the bank of communications credit card payment?

each credit card payment has its own applicable scope, and the cardholder can use the Bank of Communications credit card to deduct the principal of the transaction within the applicable scope of the credit card payment.

the use scope of credit card payment can be inquired and confirmed through the corresponding activity content in the credit card website or the corresponding activity promotion short message. In addition, it needs to be reminded that the credit card payment must be used within its validity period, and those remaining after the validity period will automatically expire.

Rules of Use

1. Each credit card payment shall be used separately within its corresponding amount, available scope and effective period, and other special rules (if any) stipulated by the Center shall be observed.

The specific validity period, usable scope and other special rules of each credit card payment shall be subject to the terms and conditions of the designated activities for giving credit card payment and the relevant regulations of the Center; The Center reserves the right to update these terms and conditions or relevant regulations from time to time. For details, please refer to the website of Bank of Communications Credit Card.

2. within the specified amount and other special rules, the credit card payment can be used to deduct the transaction principal of all or part of the eligible transactions (hereinafter referred to as "designated transactions") that occur within the available scope of the credit card payment by the cardholder using the credit card account (including the main card or its subsidiary card) with the credit card payment within the validity period.

3. The credit card payment shall be used within its validity period, and the specific use time shall be subject to the trading time of the designated transaction recorded in the GreTai system. If the credit card payment remains after the expiration date, it will be automatically invalidated.

4. The use of credit card payment will be automatically carried out when the Center makes background bookkeeping for the designated transaction, and the deducted amount will be credited to the cardholder's account within three days after the designated transaction is recorded in the account in the form of a return transaction that is totally or partially hedged with the transaction principal of the designated transaction. At the time of the transaction, the cardholder must still confirm the full transaction principal of the designated transaction without deduction.

5. If the cardholder has multiple credit card payments under the same Bank of Communications credit card that meet the deduction conditions of the specified transaction, the multiple credit card payments can be accumulated for the deduction of the transaction principal of the same specified transaction;

The specific deduction sequence is: unless the terms and conditions of the designated activities or the Center provide otherwise, the credit card with a shorter validity period and all other credit cards (if any) donated under the activities or conditions to which the credit card belongs will be given priority.

after all the credit card funds donated under these activities or conditions are used up, if the transaction principal of the designated transaction is not fully deducted, the credit card funds donated by participating in other activities or meeting other conditions will be used again.

when multiple credit cards are used for the same designated transaction, the actual deductible amount will be calculated according to the respective rules of each credit card, which will be based on the original transaction principal amount of the designated transaction.

6. Credit card payment is a reward right given to the cardholder by the Center. It should not be regarded as cash or cash right under any circumstances, and it cannot be transferred, traded or cashed, and will not cause any change or influence on the credit line, available line and account balance of the cardholder.

the credit card payment can only be used to offset the principal part of the transaction amount of the specified transaction, and it cannot be used to offset the interest, handling fee and other transaction principal under the cardholder's Bank of Communications credit card, nor can it be used to offset any payables due by the cardholder.