In the past, users used credit cards to pay the down payment of houses. After the new regulations, banks require applicants to use credit cards and borrow songs before approving housing loans. It is possible to ask for repayment before applying. Otherwise, it is difficult to apply. Next, Jin Toubian Xiao introduced whether the down payment at home can be paid by credit card.

Secondly, the house down payment of 30% is also a large sum of money, hundreds of thousands or millions. For the average user, the credit card limit is tens of thousands of yuan. How many credit cards must be used to pay the down payment by credit card? In case the credit card doesn't arrive, it will be very troublesome.

In addition, the national policy also has strict restrictions on the down payment of credit cards.

Finally, if the credit card is paid initially, the handling fee will increase. The developer certainly doesn't want to bear the cost himself. If the handling fee is distributed to users, it will definitely be a timely help.

In short, credit card down payment is limited in terms of policies, new bank regulations and repayment pressure of users.