It is recommended to set up a smaller bank, as long as you don't have any bad credit records, such as Everbright, China Merchants, Minsheng, CITIC, etc., it is easy to do it, but it is more difficult for the four major state-owned banks to add Bank of Communications. I have to borrow a company and get a business card. Discuss with the people in the company that you are a person. Generally, the card can be issued in 1 working days ... Good luck ...