CITIC Baitiao Credit Card Gold Card Limit: The CITIC Baitiao Credit Card Gold Card limit is RMB 10,000 to RMB 50,000. The specific limit is determined by your application information.

No annual fee: With CITIC Baitiao Co-branded Card, if you swipe or withdraw cash once within 30 days of card approval, you can enjoy the first-year annual fee waived. If you swipe or withdraw cash a total of 5 times in one year, you will be exempted from the annual fee for the next year. fee, and so on. The annual fee is 200 yuan.

Free service fee: Users who successfully apply for the CITIC Baitiao co-branded card will receive a 12-issue Baitiao interest-free coupon, which can be used to make Baitiao payments on JD.com without the installment service fee.