There is illegal behavior. 51 Renpindai is a credit product under 51 Credit Card. Its application channel is online and it can provide loan services of up to 200,000 yuan. The institution was listed as an illegal financial institution by the China Banking Regulatory Commission in 2018 and has illegally absorbed deposits from the public and other violations. Behavior. Therefore, the court did not accept the case of 51renpindai.