The advantage of credit card is that it can be used first and then returned. As long as it is not overdue, there will be no interest, and you can enjoy many discounts and concessions. Therefore, there are still many people who use credit cards in their lives, and there are countless types of credit cards on the market. If you plan to apply for a credit card, you can look at these seconds.

What kind of credit card is easier to apply for online?

1 China guangfa bank credit card: the main cardholder 18~65 years old, and the supplementary cardholder 16~65 years old; There are Guangfa outlets at work/permanent residence; The annual income before tax reaches the local average; High school education or below is required to work in this unit 1 year.

2. Bank of Communications Credit Card: The main card applicant 18-60 years old (please consult the local counter staff if you apply for a card through the branch channel), and has full capacity for civil conduct; Supplementary card applicants must be at least 1 1 one year old and above, with no upper age limit, subject to the policy and review at the time of application.

Credit card of China CITIC Bank: the principal card applicant 18-65 years old, and the supplementary card applicant 16-75 years old, and they are natural persons with full civil capacity.

4 Credit card of Industrial Bank: 18 to 60 years old (online self-service application needs 2 1 to 55 years old). Have a stable job and income; Credit information is good, it is best not to be overdue.

Credit card of Postal Savings Bank: the applicant for the main card must be at least 18 years old and under 65 years old (including 65 years old), and the applicant for the supplementary card must be a Chinese mainland resident at least 16 years old.

6 Ping An Bank Credit Card: The annual debt of the main cardholder is above 20~65 years old (inclusive), which credit card can the supplementary cardholder 14 ~ 65 years old (inclusive) apply for? New family applications need these materials: credit card applications; Resident identity card within the validity period; Work certification document. Whether the final application is successful or not depends on the background review.

Credit card of China Construction Bank: Natural persons with full capacity for civil conduct, 18 years old but under 70 years old, stable occupation and income, good credit status and ability to repay the principal and interest on schedule can apply for personal master card of Longka Credit Card, subject to the final approval result.

8 ICBC Credit Card: To apply for a credit card, you must be at least 18 years old, have full capacity for civil conduct, work or settle in the place where the card issuer is located, and have a stable income above the local average. Will be audited according to your comprehensive assets. Finally, please refer to the actual approval results.

Credit card of China Merchants Bank: Credit card applicants should be over 18 years old, and foreigners should be over 25 years old. When applying, you should provide a credit card application, and at the same time provide a resident ID card and work certificate within the validity period. It is suggested that some financial certificates can be attached to help credit card issuance and increase the limit. If the age is above 14 (inclusive), it is suggested that you can apply for a supplementary card.

Agricultural Bank of China 10 Credit Card: Individuals who have reached the age of 18, have full civil capacity and good credit status can apply to the issuing bank for a personal credit card master card with their valid identity documents and related materials. The main cardholder can also apply for supplementary credit cards for individuals who have reached the age of 14.

A suitable credit card has low threshold, high efficiency, high quota and high approval rate. The credit card entrances of major banks are:

Everbright Bank's credit card is free. Apply for 9 points of CITIC Bank's credit card to arrive at Starbucks, Haagen-Dazs and other value-added gifts, and get the card quickly. New users of Huaxia Credit Card can enjoy the 240 yuan WeChat reduction package. Minsheng Bank's credit card is easy to take off and has a high quota. Apply for this card free of annual fee. The first credit card of Shanghai Pudong Development Bank will be sent to the PLUS member for the annual card, and the new credit card of China Merchants Bank will be sent to the JD.COM Plus member for two years. Apply for a card with a maximum credit limit of 50,000 yuan. New credit card customers of China Guangfa Bank will receive a one-year JD.COM Jiajing Classic Annual Card for card application. This card has no interest-free repayment period and the daily interest rate is 0.05%. Apply for this card. Ping An Bank credit card can get 8.8% discount for daily refueling. Apply for this card. Guangzhou bank credit card can be given for up to 36 months throughout the year. Video members can enjoy a one-point gift when they apply for this card. Apply for this card. At most 10% can be cashed back online with Guangfa American Express life+Card, and 10+ mainstream e-commerce companies generally handle this card. The answer about which credit card is easier to apply for online is as above. I hope I can help people who need to apply for a credit card. Just submit your personal information when you apply, and the bank will inform you after the approval.