Bank account. The monthly principal amortization is the total installment amount divided by the number of installments. Pudong Development Bank's monthly amortized capital will be paid to the bank account. There is no need to charge interest for installment payment with Shanghai Pudong Development Bank credit card, but installment fees will be charged. Cardholders can terminate the installment payment that has been successfully applied for in advance, but they must pay the remaining principal and handling fees for each installment in one go.