People in need can apply at the bank counter, and the refund will be returned along the original payment path.

The credit card only pays the minimum repayment amount on the repayment date, so the interest of10.5 million will be charged for the unpaid part every day. For example, if the unpaid amount is 5,000 yuan, the daily interest is 50,000× 05% = 2.5 yuan, and the monthly interest is 75 yuan. If you withdraw 5,000 yuan by credit card, you will be charged 1% of the transaction amount as the handling fee, that is, 50 yuan will be charged.