Bank cards are divided into debit cards and credit cards, and credit cards are credit cards. However, credit cards are not the same as wallets and passbooks, because credit cards will not give you interest. In addition, a large handling fee is required to withdraw cash from the credit card. You have to be rich to be a wallet flower, right? You have to put the money in your wallet, right? So, to be precise, debit cards are mobile wallets and passbooks, but credit cards are not. A credit card overdraws your credit before you put money in, and it will destroy your credit if you don't cherish it.