Legal analysis: Yes, the debts that children inherit from their parents' inheritance are repaid by the heirs within the scope of inheritance, and the unpaid part is not required to be repaid by the heirs. If the credit card fails to repay, you can negotiate with the creditor to repay. If negotiation fails, the creditor may bring a lawsuit to the court and demand repayment from the other party.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 524 Where the debtor fails to perform the debt and a third person has a legitimate interest in performing the debt, the third person has the right to perform it on his behalf. However, unless it can only be performed by the debtor according to the nature of the debt, the agreement of the parties or the law.

After the creditor accepts the performance of the third party, its creditor's right to the debtor is transferred to the third party, unless otherwise agreed between the debtor and the third party. Article 161 The successor shall pay off the taxes and debts that the decedent should pay according to law within the limit of the actual value of the inheritance. The part exceeding the actual value of the estate shall be voluntarily repaid by the heir.

If the heir renounces inheritance, he may not be liable for paying off the taxes and debts that the decedent should pay according to law.

Article 162 The execution of a legacy shall not prevent the legator from paying off taxes and debts according to law.

Article 163 If there are both statutory inheritance and testamentary inheritance and bequest, the legal heir shall pay off the taxes and debts that the decedent should pay according to law; The part exceeding the actual value of the statutory estate shall be paid off by the testator and legatee in proportion to the income.