How long does it take for a Bank of Communications credit card to be reviewed over the phone and issued?
It takes about two weeks for a Bank of Communications credit card to be reviewed over the phone and issued.
Credit card review process:
Review the submitted materials: copies of identity documents, original work certificates, original salary and income certificates, and whether the application form is complete. If there are any deficiencies, please be reminded to add them. ;
Enter the credit reporting stage: verify whether the customer's identity information is consistent with the ID card information database, and query the personal credit reporting system;
Telephone verification: call the applicant himself and his employer, Verify that personal information and organizational information are true and reliable;
If approved, a credit card will be sent to you.
Why was the Bank of Communications credit card approved successfully without calling?
The bank is calling you to verify your information, not to check your credit.
The reason is that your information is highly credible and your credit meets the application conditions, so the card can be issued directly.
Nowadays, it is normal for credit card approval not to make a verification call. Generally, if your credit record is good and the information you fill in is the same as the last time you applied for a credit card from another bank, you will not make a verification call.
Bank of Communications customer service will review your detailed information within 10-20 working days. If the review is successful, your card will be mailed to the address you filled in.
Why was the Bank of Communications credit card reviewed successfully without calling?
1. The Bank of Communications credit card was successfully reviewed without calling because: the materials you provided are highly credible, and you Your credit fully meets the application requirements and you can issue a card directly.
2. Phone verification is one of the audit methods, and it does not have to be used every time a card is issued.
3. Telephone follow-up interviews are randomly selected and not every applicant will make the call.
4. There are two main requirements for credit card application: age requirement: 18-60 years old; stable job and source of income.
5. Materials and documents required for application: Domestic residents only need to provide: completed and signed application form, identity document, residence certificate document, income certificate document;
6. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment certificate for foreigners/Hong Kong, Macao and Taiwan; if they are private owners, they need to provide in addition to the above information : A copy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.
7. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a copy of the real estate certificate, a copy of the car driving license; a bank loan account (with good credit, no more than 10% overdue) 60 days) or a copy of the deposit receipt, etc.
8. Application methods: apply at the bank counter; apply on the official credit card website; apply to the bank's credit card salesperson; you can apply on WeChat.
The national centralized bank-futures transfer business refers to the margin account (including but not limited to futures margin account, option margin account, etc.) and transaction settlement designated by the futures company developed by Bank of Communications for futures market customers. Between the summary account and the Pacific Debit Card account of individual futures investors, corporate accounts of institutional futures investors, and corporate accounts opened by financial institutions with custody qualifications for institutional investors at the Bank of Communications, futures margins can be guaranteed nationwide. Directional and real-time transfer services.
If Bank of Communications calls the credit card center to verify, how long will it take to know the approval?
I called 400 to check the next day and was approved. Online checking will be a day or two slower. , the Bank of Communications Diners phone call has basically passed the review, and the phone call is the final review step. You will know the results within three days, so just wait. I called on October 30th. I called 40 on the 31st to check that I had been approved. I also checked online on the 1st that I had been approved. It was only on the 3rd that I received a text message saying that the card had been sent. The card has not been sent yet. Woolen cloth. It feels so uncomfortable to wait.
That’s it for the introduction after phone review of Bank of Communications credit card.